PNFP 8-K filings, explained
Every material Form 8-K Pinnacle Financial Partners has filed with the SEC since January 15, 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Briefs on record9since Jan 15, 2026
Latest filingNov 04, 2026other
High impact (4-5)1of 9 briefs
TonePositive2Mixed2Neutral5
earnings 4leadership 3other 1financing 1
2026
Nov 4, 5:10 PM ET
Pinnacle Financial Partners furnished investor presentation materials for a fireside chat at the BancAnalysts Association of Boston Conference on November 5, 2026. The filing is routine and contains no new financial results, guidance changes, or transaction terms, though the deck discusses integration of the recently completed Synovus business combination.
- Fireside chat scheduled for November 5, 2026 at 2:10 p.m. ET
- Presentation materials furnished as Exhibit 99.1 and posted at investors.pnfp.com
- Deck states the March 2027 core and brand conversion is on track following the Synovus combination
Read the filing on SEC.gov ↗
Oct 21, 3:09 PM ET
Pinnacle Financial Partners reported third-quarter 2026 net income available to common shareholders of $364 million, or $2.40 per diluted share, up from $2.19 in the year-earlier quarter and $2.07 in the second quarter. Excluding merger-related expenses, investment securities losses and certain other items, adjusted diluted EPS was $2.69, compared with $2.27 a year earlier. Year-over-year comparisons are heavily affected by the merger with Synovus, which closed on January 1, 2026.
- Net income available to common shareholders was $364 million in third quarter 2026, versus $169 million in third quarter 2025.
- Diluted EPS was $2.40 versus $2.19 in 3Q25 and $2.07 in 2Q26; adjusted diluted EPS was $2.69 versus $2.27 in 3Q25.
- Net interest margin was 3.40%, down 4 basis points from the prior quarter; period-end loans were $89.8 billion and deposits were $103 billion.
- Provision for credit losses was $86 million; the net charge-off ratio was 0.23% versus 0.22% in the second quarter.
Read the filing on SEC.gov ↗
Sep 10, 7:00 AM ET
Pinnacle Financial Partners amended its letter agreement with Harold R. Carpenter, extending his non-compete and non-solicitation covenants and cooperation duties through March 31, 2027. In exchange, the company will accelerate a $1,000,000 installment to October 1, 2026 and pay an additional $500,000 on or after March 31, 2027, subject to repayment or forfeiture if he breaches the non-compete.
- Amended letter agreement with Harold R. Carpenter dated September 9, 2026, extends covenants through March 31, 2027
- Second installment of $1,000,000 accelerated from on or after January 1, 2027 to October 1, 2026
- Additional $500,000 cash payment due on or after March 31, 2027, subject to clawback or forfeiture on breach
Read the filing on SEC.gov ↗
Jul 30, 6:30 PM ET
Pinnacle Financial Partners amended a letter agreement with Robert A. McCabe, Jr., extending his service as Chief Banking Officer and Vice Chair of the Board from December 31, 2026 to December 31, 2027. The company also amended its bylaws to reflect the extended term, and McCabe will receive a $1,150,000 annual consulting fee for two years after his service ends.
- Term as Chief Banking Officer and Vice Chair extended from December 31, 2026 to December 31, 2027
- Amendment to the letter agreement signed July 29, 2026; bylaw amendment effective July 29, 2026
- Post-service consulting fee of $1,150,000 per year over a two-year consulting period
Read the filing on SEC.gov ↗
Jul 22, 4:36 PM ET
Pinnacle Financial Partners reported second-quarter 2026 diluted earnings per share of $2.07, up from $2.00 in the second quarter of 2025 and $0.89 in the first quarter of 2026. Adjusted diluted EPS was $2.50, excluding merger-related expenses and investment securities losses, and total revenue of $1,203 million was slightly lower than the $1,217 million reported in the first quarter. Year-over-year comparisons reflect the Synovus merger, which closed on January 1, 2026.
- Net income available to common shareholders was $313 million in Q2 2026, compared with $135 million in Q1 2026 and $155 million in Q2 2025.
- Adjusted diluted EPS was $2.50 versus $2.00 in Q2 2025 and $2.39 in Q1 2026.
- Period-end loans were $88.1 billion, up $2.9 billion or 3% from the prior quarter; deposits were $100.9 billion, up 1%.
- Net interest margin declined 9 basis points linked-quarter to 3.44%; the company will host an investor call at 8 a.m. ET on July 23, 2026.
Read the filing on SEC.gov ↗
May 14, 4:40 PM ET
Pinnacle Financial Partners agreed on May 12, 2026 to sell $750 million of 5.596% Fixed Rate / Floating Rate Senior Notes due 2032 to underwriters led by Morgan Stanley, RBC Capital Markets and Goldman Sachs, under an existing shelf registration. The company expects the offering to close on May 19, 2026, subject to customary conditions. The filing does not describe how the proceeds will be used.
- Principal amount: $750 million of senior notes due 2032, with a 5.596% fixed rate/floating rate structure
- Underwriting Agreement dated May 12, 2026 with Morgan Stanley & Co. LLC, RBC Capital Markets, LLC and Goldman Sachs & Co. LLC as representatives
- Expected closing date: May 19, 2026, subject to customary closing conditions
Read the filing on SEC.gov ↗
Apr 22, 5:24 PM ET
Pinnacle Financial Partners reported first quarter 2026 results that include the January 1, 2026 merger with Synovus Financial Corp. GAAP diluted earnings per share were $0.89, down from $1.77 a year earlier, while adjusted diluted earnings per share rose to $2.39 from $1.90, excluding merger-related expenses, securities gains and a derivative valuation adjustment. Total revenue rose to $1,217 million from $462 million a year earlier, but the merger's costs and a larger share count weigh on reported per-share results.
- Diluted EPS was $0.89 versus $1.77 in 1Q25; adjusted diluted EPS was $2.39 versus $1.90.
- Merger-related expense was $275.4 million in the first quarter, including merger-related equity acceleration cost.
- Period-end loans were $85.2 billion and deposits were $100.1 billion at March 31, 2026, versus $36.1 billion and $44.5 billion a year earlier.
- Preliminary Common Equity Tier 1 ratio was 9.83% at quarter end; the investor call is set for April 23, 2026.
Read the filing on SEC.gov ↗
Jan 21, 4:38 PM ET
Pinnacle Financial Partners filed results for legacy Synovus and legacy Pinnacle for the quarter and year ended December 31, 2025, after both merged into Pinnacle effective January 1, 2026. Synovus reported fourth-quarter diluted EPS of $1.22, down from $1.25 a year earlier, while adjusted diluted EPS rose to $1.45 from $1.25, partly because a $220 million life insurance policy surrender reduced reported EPS by $0.10. The investor call is scheduled for 8:30 a.m. ET on January 22, 2026.
- Synovus 4Q25 diluted EPS was $1.22 versus $1.25 in 4Q24 and $1.33 in 3Q25; adjusted diluted EPS was $1.45 versus $1.25 in 4Q24.
- Net income available to common shareholders was $171.1 million in 4Q25 versus $178.8 million in 4Q24.
- Surrender of $220 million of bank-owned life insurance policies reduced 4Q25 diluted EPS by $0.10.
- Total loans were $44.6 billion, up 5% year over year, and total deposits were $51.3 billion at December 31, 2025.
Read the filing on SEC.gov ↗
Jan 15, 4:16 PM ET
Pinnacle Financial Partners amended the letter agreement with Chief Banking Officer Robert A. McCabe Jr., changing the form but not the $5,890,000 total of his compensation opportunity. The company also agreed to pay Harold R. Carpenter $2,000,000 in exchange for a non-compete and non-solicitation covenant running from January 1, 2026 to January 1, 2027.
- McCabe's total compensation opportunity stays at $5,890,000, with base salary set at $3,465,000 and target annual bonus at $2,426,000.
- Carpenter's restrictive covenant payment is $2,000,000 less withholdings, paid in two equal installments.
- The second Carpenter installment is due on or immediately after January 1, 2027; repayment or forfeiture applies if he breaches the non-compete.
- Both agreements are dated January 14, 2026, and the filing was signed January 15, 2026.
Read the filing on SEC.gov ↗
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Pinnacle Financial Partners filing is on SEC EDGAR ↗. 8-K briefs of other companies →