Pinnacle Financial Partners reported third-quarter 2026 net income available to common shareholders of $364 million, or $2.40 per diluted share, up from $2.19 in the year-earlier quarter and $2.07 in the second quarter. Excluding merger-related expenses, investment securities losses and certain other items, adjusted diluted EPS was $2.69, compared with $2.27 a year earlier. Year-over-year comparisons are heavily affected by the merger with Synovus, which closed on January 1, 2026.
Net income available to common shareholders was $364 million in third quarter 2026, versus $169 million in third quarter 2025.
Diluted EPS was $2.40 versus $2.19 in 3Q25 and $2.07 in 2Q26; adjusted diluted EPS was $2.69 versus $2.27 in 3Q25.
Net interest margin was 3.40%, down 4 basis points from the prior quarter; period-end loans were $89.8 billion and deposits were $103 billion.
Provision for credit losses was $86 million; the net charge-off ratio was 0.23% versus 0.22% in the second quarter.
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From Pinnacle Financial Partners's 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
—
—
$8.07
+35.4%
—
FY2024
—
—
$5.96
-16.5%
—
FY2023
—
—
$7.14
—
—
Frequently asked questions
When is Pinnacle Financial Partners's next earnings date?
Pinnacle Financial Partners has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did Pinnacle Financial Partners earn last quarter?
For the quarter ended Sep 2026, Pinnacle Financial Partners reported diluted EPS of $2.40 (+9.6% year over year).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.