Pinnacle Q3 EPS $2.40 vs $2.19 a year earlier; adjusted EPS $2.69
Pinnacle Financial Partners reported third-quarter 2026 net income available to common shareholders of $364 million, or $2.40 per diluted share, up from $2.19 in the year-earlier quarter and $2.07 in the second quarter. Excluding merger-related expenses, investment securities losses and certain other items, adjusted diluted EPS was $2.69, compared with $2.27 a year earlier. Year-over-year comparisons are heavily affected by the merger with Synovus, which closed on January 1, 2026.
Key points
- Net income available to common shareholders was $364 million in third quarter 2026, versus $169 million in third quarter 2025.
- Diluted EPS was $2.40 versus $2.19 in 3Q25 and $2.07 in 2Q26; adjusted diluted EPS was $2.69 versus $2.27 in 3Q25.
- Net interest margin was 3.40%, down 4 basis points from the prior quarter; period-end loans were $89.8 billion and deposits were $103 billion.
- Provision for credit losses was $86 million; the net charge-off ratio was 0.23% versus 0.22% in the second quarter.
The filing
Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:17 PM ET, from the text of the filing and its press-release exhibits only.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.