Primerica (PRI)

NYSE Financials Life & Health Insurance S&P MidCap 400
$290.58
+1.62 (+0.56%)
Close of Nov 06, 2026 · end-of-day data
Source: Primerica's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$1.52B$1.69B$1.90B$2.05B$2.22B$2.71B$2.66B$2.75B$3.09B$3.29B
Cost of revenue—————$52.79M$68.43M$55.23M——
Gross profit—————$2.66B$2.59B$2.69B——
Interest expense$28.69M$28.49M$28.81M$28.81M$28.84M$30.62M$27.24M$26.59M——
Pre-tax income$337.60M$379.52M$416.08M$477.11M$506.73M$643.53M$718.66M$771.74M$939.25M$974.56M
Income tax$118.18M$29.27M$91.99M$110.72M$120.57M$167.54M$163.94M$180.56M$219.12M$223.33M
Net income$219.41M$350.25M$324.09M$366.39M$386.16M$477.36M$472.07M$576.60M$470.52M$748.79M
EPS (basic)$4.59$7.63$7.35$8.65$9.60$12.03$12.37$15.97$13.73$22.95
EPS (diluted)$4.59$7.61$7.33$8.62$9.57$11.99$12.33$15.94$13.71$22.91
Diluted shares47.45M45.69M43.98M42.31M40.19M39.65M38.11M36.03M34.20M32.68M
Gross margin—————98.1%97.4%98.0%——
Net margin14.4%20.7%17.1%17.9%17.4%17.6%17.8%21.0%15.2%22.7%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$211.98M$279.96M$262.14M$256.88M$547.57M$392.50M$489.24M$594.15M$687.82M$756.23M
Short-term investments——$8.17M———————
Goodwill—————$179.15M$127.71M$127.71M——
Total assets$11.44B$12.46B$12.60B$13.69B$14.91B$16.20B$14.64B$15.03B$14.58B$15.01B
Total liabilities$10.22B$11.04B$11.13B$12.04B$13.07B$14.03B$12.61B$12.96B$12.32B$12.57B
Shareholders' equity$1.22B$1.42B$1.46B$1.65B$1.84B$925.43M$2.03B$2.07B$2.26B$2.45B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$294.43M$391.54M$478.07M$485.51M$643.42M$656.96M$757.66M$692.52M$862.09M$901.18M
Free cash flow$294.43M$391.54M$478.07M$485.51M$643.42M$656.96M$757.66M$692.52M$862.09M$901.18M
Investing cash flow-$47.92M-$131.30M-$232.80M-$201.88M-$53.53M-$923.38M-$200.05M-$90.05M-$232.25M-$235.57M
Financing cash flow-$187.39M-$193.46M-$261.00M-$290.13M-$301.79M$107.97M-$457.85M-$479.62M-$551.14M-$599.64M
Dividends paid$33.37M$35.82M$44.14M$57.63M$64.35M$74.64M$255.00M$330.00M$290.00M$271.70M
Share buybacks$150.06M$150.04M$210.15M$225.04M$231.43M$18.75M$356.31M$375.06M$425.04M$450.03M
Stock-based compensation$13.44M$15.27M$17.25M$17.53M$19.03M$16.84M$22.36M$18.91M$25.07M$24.60M
Depreciation & amortization$14.60M$13.55M$12.42M$18.30M$17.70M$29.84M$34.17M$31.96M$23.40M$19.25M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.