Radian Group, Inc. (RDN)

NYSE Financials Property & Casualty Insurance S&P SmallCap 600
$35.97
-1.30 (-3.49%)
Close of Nov 06, 2026 · end-of-day data
Source: Radian Group, Inc.'s 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$1.24B$1.22B$1.27B$1.53B$1.44B$1.33B$1.19B$1.18B$1.21B$1.20B
Cost of revenue$114.17M$104.60M$98.12M$108.32M$86.07M$103.71M$82.36M$38.49M$38.27M—
Gross profit$1.12B$1.12B$1.17B$1.42B$1.35B$1.23B$1.11B$1.14B$1.17B—
Interest expense$81.13M$62.76M$61.49M$56.31M$71.15M$84.34M$84.45M$86.19M$88.01M$68.29M
Pre-tax income$483.69M$346.74M$684.19M$848.99M$479.44M$764.83M$952.78M$863.88M$845.61M$791.23M
Income tax$175.43M$225.65M$78.17M$176.68M$85.81M$164.16M$209.84M$188.02M$185.29M$173.05M
Net income$308.25M$121.09M$606.01M$672.31M$393.63M$600.67M$742.93M$603.12M$604.44M$582.64M
EPS (basic)$1.46$0.56$2.83$3.22$2.01$3.19$4.42$3.81$3.96$4.18
EPS (diluted)$1.37$0.55$2.77$3.20$2.00$3.16$4.35$3.77$3.92$4.14
Diluted shares229.26M220.41M218.55M210.34M196.64M190.26M170.66M160.13M154.19M140.81M
Gross margin90.8%91.4%92.3%92.9%94.0%92.2%93.1%96.7%96.8%—
Net margin24.9%9.9%47.6%44.0%27.4%45.2%62.4%51.2%50.1%48.7%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$52.15M$80.57M$95.39M$92.73M$87.92M$151.15M$56.18M$19.00M$19.22M$24.83M
Goodwill————$9.80M$9.80M$9.80M$0$0—
Total assets$5.86B$5.90B$6.31B$6.81B$7.95B$7.84B$7.06B$7.59B$8.69B$8.12B
Short-term debt—————————$33.32M
Long-term debt$1.07B$1.03B———————$1.08B
Total debt$1.07B$1.03B———————$1.11B
Total liabilities$2.99B$2.90B$2.83B$2.76B$3.66B$3.58B$3.14B$3.20B$4.07B$3.34B
Shareholders' equity$2.87B$3.00B$3.49B$4.05B$4.28B$4.26B$3.92B$4.40B$4.62B$4.78B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$381.72M$360.57M$677.79M$694.43M$658.43M$557.11M$388.30M$529.43M-$663.57M$119.86M
Capital expenditures—————$12.60M$17.67M$8.53M$1.56M$4.21M
Free cash flow$381.72M$360.57M$677.79M$694.43M$658.43M$544.51M$370.63M$520.90M-$665.13M$115.66M
Investing cash flow-$176.06M-$201.49M-$689.41M-$302.05M-$883.18M-$1.86M-$5.17M-$300.84M$327.75M$127.29M
Financing cash flow-$203.27M-$125.08M$22.39M-$403.11M$222.62M-$496.78M-$479.18M-$265.09M$357.23M-$243.10M
Dividends paid$2.10M$2.15M$2.14M$2.06M$97.46M$103.30M$135.44M$145.91M$151.96M$145.62M
Share buybacks$100.19M$6.00K$50.05M$300.20M$226.31M$399.10M$400.19M$133.31M$225.06M$431.91M
Stock-based compensation$16.30M$13.49M$17.65M$21.41M$19.19M$28.36M$38.06M$41.13M$38.47M$44.70M
Depreciation & amortization$5.60M$58.04M$19.40M$20.80M$18.30M$16.00M$15.00M$12.00M$15.00M$10.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.