Every material Form 8-K Regions Financial has filed with the SEC since April 19, 2024, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Regions executives will present to institutional investors at meetings in November and December 2026, and the company furnished the presentation materials as Exhibit 99.1 to a Form 8-K. The deck restates 3Q26 results and offers near-term expectations, including a 4Q26 net interest income forecast of a 1% to 2% increase from 3Q26.
3Q26 net income available to common shareholders was $611 million, with diluted earnings per share of $0.71 as reported.
Management expects 4Q26 net interest income to rise 1% to 2% versus 3Q26, with net interest margin of about 3.70%.
The presentation is furnished under Regulation FD and is also posted on regions.com.
Regions Financial reported third quarter 2026 net income available to common shareholders of $611 million, or $0.71 diluted earnings per share, up from $549 million and $0.64 in the second quarter. Total revenue rose 3.5% from the prior quarter to $1.973 billion, and net charge-offs fell to $72 million, which supports the higher profit for shareholders.
Net income available to common shareholders was $611 million, compared with $549 million in 2Q26 and up 11% from 3Q25.
Diluted EPS was $0.71, compared with $0.64 in 2Q26; adjusted diluted EPS was $0.73.
Total revenue was $1.973 billion, up 3.5% from 2Q26; non-interest expense was $1.118 billion, roughly flat.
Net charge-offs were $72 million, down from $102 million in 2Q26; the company repurchased about 3 million shares for $95 million.
Regions Financial said Chief Administrative Officer David R. Keenan will retire on January 4, 2027, and will step down from the CAO role on September 1, 2026, to serve as a senior advisor until then. Katherine R. Danella and John T. Jordan take senior executive roles effective the same date, a planned succession that the filing does not tie to any financial results.
David R. Keenan has given notice of his intent to retire on January 4, 2027.
Effective September 1, 2026, Keenan steps down as Chief Administrative Officer and continues as Senior Executive Vice President in a senior advisor role.
Katherine R. Danella becomes Senior Executive Vice President and Chief Administrative Officer, and John T. Jordan becomes Senior Executive Vice President, Head of Consumer Banking Group, both effective September 1, 2026.
The press release says Chief People Officer Angela Santone will begin reporting directly to Chairman, President, and CEO John Turner.
Regions Financial reported second quarter 2026 net income available to common shareholders of $549 million, or $0.64 per diluted share, up from $0.62 in the first quarter and up 8% from the year-earlier quarter. Adjusted diluted EPS, a non-GAAP measure, was $0.68, and total revenue rose 1.8% from the first quarter but was up only 0.1% from a year earlier. The Board also declared a quarterly common dividend of $0.30 per share, a 13% increase over the prior quarter.
Net income available to common shareholders was $549 million, versus $539 million in 1Q26; diluted EPS was $0.64, versus $0.62.
Adjusted diluted EPS was $0.68 (non-GAAP), up 13% from 2Q25; a $40 million securities repositioning loss weighed on reported non-interest income.
Net charge-offs fell to 0.42% of average loans from 0.54% in 1Q26, and the efficiency ratio rose to 58.3% from 56.6%.
The Board declared a $0.30 per share quarterly common dividend, a 13% increase over the prior quarter; the results webcast is set for 10 a.m. ET on July 17, 2026.
Regions Financial reported first-quarter 2026 net income available to common shareholders of $539 million and diluted EPS of $0.62, compared with $514 million and $0.58 in the fourth quarter of 2025. Total revenue rose 5% from the first quarter of 2025 to $1.9 billion but fell 2.5% from the prior quarter, and the company repurchased about 14 million shares for $401 million during the quarter.
Net income available to common shareholders was $539 million and diluted EPS was $0.62, up 22% year-over-year from diluted EPS and up from $0.58 in 4Q25.
Total revenue was $1,873 million, up 5% from 1Q25 but down 2.5% from 4Q25 ($1,921 million).
Regions repurchased about 14 million common shares for $401 million and declared $227 million in common dividends in the quarter.
Common equity Tier 1 ratio was an estimated 10.7%, or 9.4% including AOCI, versus 10.9% in 4Q25.
Regions Financial reported preliminary fourth-quarter 2025 net income available to common shareholders of $514 million, or $0.58 per diluted share, and full-year 2025 diluted EPS of $2.30, up from $1.93 in 2024. Fourth-quarter total revenue rose 5.8% from a year earlier, but profit fell from the third quarter, which the company partly attributed to a $26 million increase in state income tax reserves.
Q4 2025 net income available to common shareholders was $514 million, down from $548 million in Q3 2025
Full-year 2025 diluted EPS was $2.30 versus $1.93 in 2024; adjusted full-year EPS was $2.33
Q4 2025 total revenue was $1.921 billion, up 5.8% from Q4 2024
In Q4 the company repurchased about 17 million shares for $430 million and declared $231 million in common dividends
Regions Financial said Chief Financial Officer David Turner will retire effective March 31, 2026, and Anil Chadha, currently Controller and head of Corporate Finance, will succeed him as Senior Executive Vice President, Chief Financial Officer. A CFO change is a significant leadership transition, and the filing says the two will work together through March to ensure a smooth handoff, while Chadha's compensation terms have not yet been disclosed.
David J. Turner, Jr. retires as CFO effective March 31, 2026, after about 40 years in auditing and finance, including 20 years at the bank
Anil D. Chadha, 47, becomes CFO upon Turner's retirement; he has been Controller since December 2021 and head of Corporate Finance since December 2023
Regions says material compensation terms for both executives will be disclosed once approved
Regions Financial reported third-quarter 2025 net income available to common shareholders of $548 million and diluted EPS of $0.61, compared with $0.49 a year earlier. Total revenue rose 7% year over year to $1.9 billion, and adjusted EPS of $0.63 was up 11%, which indicates higher earnings per share for shareholders.
Diluted EPS of $0.61 versus $0.49 in the third quarter of 2024; adjusted diluted EPS of $0.63, up 11%.
Total revenue of $1.916 billion, up 7.0% from a year earlier and 0.6% from the second quarter of 2025.
Net charge-offs were $135 million, or an annualized 0.55% of average loans, up from 0.47% in the second quarter.
During the quarter the company repurchased about 10 million shares for $251 million and declared $235 million in common dividends.
Regions Financial reported second-quarter 2025 net income available to common shareholders of $534 million, up 12% from a year earlier, and diluted earnings per share of $0.59, compared with $0.52 a year ago. Total revenue reached $1.9 billion, up 10.1% from a year earlier, and the company declared a quarterly common dividend of $0.265 per share, a 6% increase over the second quarter.
Net income available to common shareholders was $534 million, up from $477 million in the second quarter of 2024 and $465 million in the first quarter of 2025.
Diluted EPS was $0.59, versus $0.52 a year earlier and $0.51 in the first quarter; adjusted diluted EPS was $0.60.
Total revenue was $1.9 billion, up 10.1% from the second quarter of 2024 and 6.8% from the first quarter of 2025.
The company repurchased about 7 million shares for $144 million in the quarter and declared a quarterly dividend of $0.265 per share.
Regions Financial reported first-quarter 2025 net income available to common shareholders of $465 million, or $0.51 per diluted share, up from $343 million and $0.37 a year earlier. Adjusted diluted EPS was $0.54, compared with $0.44 a year earlier, and total revenue was $1.8 billion, up 2.1% from the first quarter of 2024 but down 1.7% from the fourth quarter of 2024. Results were reduced by $25 million of pre-tax realized securities losses from a securities repositioning.
Net income available to common shareholders was $465 million, up 36% year over year but down from $508 million in the fourth quarter of 2024.
Total revenue was $1,784 million, up 2.1% year over year and down 1.7% from the fourth quarter.
Net charge-offs were $123 million, or 0.52% of average loans, annualized; the common equity Tier 1 ratio was an estimated 10.8%.
The company repurchased about 10.4 million shares for $242 million and declared $226 million in common dividends during the quarter.
Regions Financial reported fourth-quarter 2024 net income available to common shareholders of $508 million, or $0.56 per diluted share, up from $0.49 in the third quarter and $0.39 a year earlier. For full-year 2024, diluted earnings per share were $1.93, down from $2.11 in 2023, and net income available to common shareholders was $1.774 billion, down from $1.976 billion. The results are preliminary and are being reviewed in a webcast on January 17, 2025.
Q4 2024 diluted EPS of $0.56 vs. $0.49 in Q3 2024 and $0.39 in Q4 2023
Full-year 2024 diluted EPS of $1.93 vs. $2.11 in 2023
Q4 2024 reported total revenue of $1.815 billion, up 1.4% from Q3 2024; adjusted total revenue of $1.845 billion, down 1.2%
Q4 2024 included $30 million in securities losses from repositioning transactions
Regions Financial Corp. said its board appointed Roger W. Jenkins, CEO of Murphy Oil Corporation, as a director of Regions Financial and Regions Bank, effective January 1, 2025. The filing describes this as a governance change that expands the board to 14 members, and it discloses no financial results or guidance.
Roger W. Jenkins, 63, is CEO of Murphy Oil Corporation and joins the Regions Financial and Regions Bank boards effective January 1, 2025.
The appointment increases the board to 14 members; Jenkins will serve on the Risk and Technology Committees.
Jenkins will receive a prorated director restricted stock unit grant valued at $43,333, vesting at the 2025 Annual Meeting of Shareholders.
The board determined Jenkins is independent under NYSE listing standards.
Regions Financial reported preliminary third-quarter 2024 results on October 18, 2024. Net income available to common shareholders was $446 million, or $0.49 per diluted share, down from $477 million and $0.52 in the second quarter, though revenue rose 3.4% from the prior quarter to $1.8 billion. Notable items, including securities repositioning and preferred stock redemption costs, reduced diluted EPS by $0.08.
Net income available to common shareholders was $446 million, versus $477 million in Q2 2024 and $465 million a year earlier.
Diluted EPS was $0.49, compared with $0.52 in Q2 2024 and $0.49 in Q3 2023; notable items reduced EPS by $0.08.
Total revenue was $1.8 billion, up 3.4% from Q2 2024 but down 3.6% from Q3 2023.
Tangible common book value per share rose to $12.26 from $10.61 in Q2; the company repurchased about 4 million shares for $101 million and declared $229 million in common dividends.
Regions Financial Corp. said Senior Executive Vice President Ronald G. Smith, head of its Corporate Banking Group, intends to retire on or around December 31, 2024. Brian R. Willman, currently head of Commercial Banking, will succeed him effective upon the retirement. The change affects a senior leadership role, but the filing discloses no financial results or effect on company performance.
Ronald G. Smith, Senior Executive Vice President, notified the company on August 12, 2024 of his intent to retire on or around December 31, 2024.
Brian R. Willman will become Senior Executive Vice President, Head of Corporate Banking Group, effective upon Smith's retirement.
Nikki Stephenson, head of Credit Products, will be elevated to head of Commercial Banking, reporting to Willman.
The announcement was made in a press release dated August 13, 2024 (Exhibit 99.1).
Regions Financial reported second quarter 2024 net income available to common shareholders of $477 million, or $0.52 per diluted share, up from $343 million in the first quarter but down from $556 million a year earlier. Total revenue was $1.73 billion, down 0.9% from the first quarter and 11.5% from the year-ago quarter, and the company declared a quarterly dividend of $0.25 per share, a 4% increase over the second quarter.
Net income available to common shareholders was $477 million, versus $343 million in Q1 2024 and $556 million in Q2 2023.
Diluted EPS was $0.52, compared with $0.37 in Q1 2024 and $0.59 in Q2 2023.
Total revenue was $1.73 billion, down 0.9% from Q1 2024 and down 11.5% from Q2 2023.
The Board declared a quarterly common dividend of $0.25 per share, and the Common Equity Tier 1 ratio was an estimated 10.4% at June 30, 2024.
Regions Financial reported first-quarter 2024 net income available to common shareholders of $343 million, or $0.37 per diluted share, down from $367 million and $0.39 in the fourth quarter of 2023 and from $588 million and $0.62 in the first quarter of 2023. Total revenue was $1.747 billion, down 3.5% from the prior quarter and 10.5% from a year earlier, and the results included a $50 million pre-tax securities repositioning loss and an $18 million increase in the FDIC special assessment accrual.
Net income available to common shareholders was $343 million, versus $367 million in Q4 2023 and $588 million in Q1 2023.
Diluted EPS was $0.37, compared with $0.39 in Q4 2023 and $0.62 in Q1 2023.
Total revenue was $1.747 billion, down from $1.811 billion in Q4 2023 and $1.951 billion in Q1 2023.
Regions expects operational losses of approximately $100 million for all of 2024.
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