AI brief of an SEC Form 8-K · RenaissanceRe (RNR)

RenaissanceRe Q4 Net Income Swings to $751.6 Million; Full-Year Profit Rises to $2.6 Billion

Mixed Impact 3 of 5 earnings Written later

RenaissanceRe reported fourth-quarter and full-year 2025 results on February 3, 2026. Q4 net income available to common shareholders was $751.6 million, compared with a loss of $198.5 million a year earlier, while full-year net income rose to $2.6 billion from $1.8 billion, but full-year operating income fell to $1.9 billion from $2.2 billion and the combined ratio worsened to 87.2% from 83.9% due to large loss events.

Key points

  • Q4 2025 net income available to common shareholders was $751.6 million, or $16.75 per diluted share, versus a loss of $198.5 million, or $3.95 per share, in Q4 2024.
  • Full-year 2025 operating income available to common shareholders was $1.9 billion, or $39.10 per diluted share, down from $2.2 billion in 2024.
  • Full-year combined ratio was 87.2% versus 83.9% in 2024, including a 15.3 percentage point impact from the 2025 Large Loss Events.
  • The company repurchased approximately $1.6 billion of common shares in 2025, reducing its share count by 12.8%, and book value per common share rose 26.2% to $247.00.

The filing

CompanyRenaissanceRe (RNR)
Form8-K, current report
Filed with the SECFeb 3, 2026, 4:41 PM ET
Accession number0000913144-26-000003

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:12 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on February 03, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.