Every material Form 8-K Safety Insurance Group filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Safety Insurance Group reported third quarter 2026 net income of $30.0 million, or $2.05 per diluted share, up from $28.3 million, or $1.91, a year earlier, as its combined ratio improved to 96.3% from 98.9%. Nine-month net income fell to $50.2 million from $79.1 million, and direct written premiums declined in both periods. Shareholders approved the pending all-cash acquisition by an affiliate of Mapfre at $105 per share on November 3, 2026, which remains subject to regulatory approval, and the board declared a $0.92 quarterly dividend.
Q3 2026 net income was $30.0 million, or $2.05 per diluted share, versus $28.3 million, or $1.91, in Q3 2025
Combined ratio was 96.3% versus 98.9%; direct written premiums fell 4.3% to $319.7 million
Nine-month net income was $50.2 million, or $3.43 per diluted share, versus $79.1 million, or $5.33
Mapfre deal pays $105 per share in cash; shareholders approved it November 3, 2026; regulatory approval pending
Safety Insurance Group reported second quarter 2026 net income of $34.5 million, or $2.36 per diluted share, up from $28.9 million, or $1.95, a year earlier, while the combined ratio improved to 95.7%. The filing also restates the pending all-cash acquisition by a Mapfre affiliate at $105 per share, which the company describes as a 44% premium to its July 23, 2026 stock price, and a $0.92 quarterly dividend. Net income for the six months fell to $20.2 million from $50.8 million, driven by losses from severe winter weather in the first quarter.
Q2 2026 net income $34.5 million, or $2.36 per diluted share, versus $28.9 million, or $1.95, in Q2 2025
Combined ratio 95.7% for Q2 2026 versus 98.1% a year earlier; six-month combined ratio rose to 104.5% from 98.8%
Mapfre affiliate to acquire Safety for $105 per share in cash, a transaction valued at about $1.54 billion
Quarterly dividend of $0.92 per share declared, payable September 15, 2026, to holders of record on September 1, 2026
On July 23, 2026, Safety Insurance Group, Inc. entered into a merger agreement with MAPFRE U.S.A. Corp. and its subsidiary Splash Merger Sub, Inc. Under the agreement, each outstanding share of company common stock will be converted into the right to receive $105.00 in cash, and the company will become a wholly-owned subsidiary of MAPFRE U.S.A. The board unanimously recommended that stockholders adopt the agreement, and completion depends on stockholder approval and regulatory approvals, including from the Massachusetts Commissioner of Insurance.
Merger consideration of $105.00 in cash per share of common stock, without interest.
Closing requires majority stockholder approval, expiration of HSR waiting periods, and Massachusetts Commissioner of Insurance approval.
Company termination fee of $46,243,518 in specified circumstances; Parent termination fee of $111,755,169 in specified regulatory-failure circumstances.
Termination Date is July 23, 2027, subject to automatic extension to January 23, 2028 under certain regulatory circumstances.
On June 9, 2026, Safety Insurance Group entered into Amendment No. 7 to its revolving credit agreement with Citizens Bank, N.A. The amendment raises the committed revolving facility from $50 million to $100 million and extends its maturity to June 9, 2031. The company has not drawn the additional amounts, and the facility remains secured by certain accounts receivable.
Committed revolving credit facility increased from $50 million to $100 million
Maturity extended to June 9, 2031
No drawings on the additional amounts as of the filing date
Obligations remain secured by certain accounts receivable and related assets
Safety Insurance Group reported a first quarter 2026 net loss of $14.3 million, or $0.99 per diluted share, compared with net income of $21.9 million, or $1.48 per diluted share, a year earlier. Two winter weather events in January and February drove higher claims, although total revenue rose 4.4% and the Board declared a $0.92 quarterly dividend. Book value per share fell to $58.28 at March 31, 2026 from $60.98 at December 31, 2025.
Net loss of $14.3 million, or $0.99 per diluted share, versus net income of $21.9 million, or $1.48 per diluted share, in Q1 2025
Winter weather events produced more than 1,600 property claims totaling $42.7 million, adding 14.6 percentage points to the 113.4% combined ratio (99.4% a year earlier)
Total revenue rose to $314.7 million from $301.4 million; net earned premiums increased 6.7% to $291.0 million
Quarterly dividend of $0.92 per share payable June 12, 2026 to shareholders of record June 1, 2026
Safety Insurance Group reported fourth quarter and full-year 2025 results. Full-year net income rose to $99.3 million, or $6.70 per diluted share, from $70.7 million, or $4.78, in 2024, and the combined ratio improved to 99.0% from 101.1%. The company also said it repurchased $20 million of shares in the fourth quarter.
Q4 2025 net income was $20.1 million, or $1.36 per diluted share, versus $8.1 million, or $0.55, in Q4 2024
Full-year 2025 combined ratio was 99.0%, compared with 101.1% in 2024
Company repurchased $20 million of shares in the quarter ended December 31, 2025
Board approved a $0.92 quarterly dividend payable March 13, 2026 to holders of record on March 2, 2026
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Safety Insurance Group filing is on SEC EDGAR ↗. 8-K briefs of other companies →