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Sezzle (SEZL)

Nasdaq Financials Transaction & Payment Processing Services S&P SmallCap 600
$149.43
-5.57 (-3.59%)
Close of Nov 06, 2026 · end-of-day data
Source: Sezzle's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 05, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2020FY2021FY2022FY2023FY2024FY2025
Revenue$58.79M$114.82M$11.96M$60.63M$139.40M$235.88M
Selling, general & admin$7.21M$15.77M$16.41M$8.59M$11.40M—
Operating income-$27.93M-$68.68M-$28.43M$22.20M$82.25M$176.79M
Interest expense$4.30M$5.27M$8.60M$15.97M$13.76M$14.02M
Pre-tax income-$32.36M-$75.11M-$38.02M$7.71M$67.32M$162.89M
Income tax$30.96K$58.42K$69.45K$611.49K-$11.21M$29.76M
Net income-$32.39M-$75.17M-$38.09M$7.10M$78.52M$133.13M
EBITDA-$27.50M-$67.93M-$27.59M$23.06M$83.21M$178.15M
EPS (basic)$-0.17$-0.38$-7.00$1.27$2.33$3.93
EPS (diluted)$-0.17$-0.38$-7.00$1.25$2.19$3.72
Diluted shares186.84M200.34M5.44M5.68M35.89M35.74M
Operating margin-47.5%-59.8%-237.8%36.6%59.0%74.9%
Net margin-55.1%-65.5%-318.5%11.7%56.3%56.4%

Balance sheet

fiscal years · USD
Fiscal yearFY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$84.29M$76.98M$68.28M$67.62M$73.19M$64.05M
Total current assets$173.00M$221.29M$170.13M$209.04M$257.62M$351.86M
Total assets$174.11M$223.40M$172.58M$212.65M$298.37M$400.23M
Total current liabilities$68.37M$107.56M$99.19M$187.27M$105.68M$89.77M
Total liabilities$114.15M$185.61M$163.73M$190.55M$210.54M$230.42M
Shareholders' equity$59.96M$37.79M$8.84M$22.09M$87.83M$169.81M

Cash flow

fiscal years · USD
Fiscal yearFY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow-$24.81M-$72.13M$8.51M-$25.69M$130.65M$209.91M
Capital expenditures$410.90K$686.03K$52.24K$81.61K$70.00K$655.00K
Free cash flow-$25.22M-$72.82M$8.46M-$25.77M$130.58M$209.25M
Investing cash flow-$732.91K-$1.42M-$1.01M-$1.37M-$91.21M-$181.57M
Financing cash flow$77.57M$63.24M-$15.69M$28.22M-$10.37M-$25.41M
Share buybacks$611.22K$2.65M$381.43K$1.68M$23.62M$64.66M
Stock-based compensation$7.01M$14.16M$10.31M$6.93M$5.19M$6.52M
Depreciation & amortization$428.37K$749.11K$847.13K$855.80K$965.00K$1.36M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.