Every material Form 8-K ServisFirst Bancshares filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
ServisFirst Bancshares reported third-quarter 2025 net income of $65.6 million, or $1.20 per diluted share, up from $59.9 million and $1.10 a year earlier. Excluding a $7.8 million loss on securities sales, adjusted diluted EPS was $1.30. Non-performing assets rose to 0.96% of total assets from 0.25% a year earlier, a credit metric shareholders may weigh alongside the earnings gain.
Diluted EPS of $1.20 vs. $1.10 in Q3 2024 (up 9.1%); adjusted diluted EPS of $1.30, up 18.2%
Net income of $65.6 million, up 9.5% from $59.9 million in Q3 2024
Net interest margin of 3.09%, up from 2.84% in Q3 2024; one non-accrual relationship reduced it by about 10 basis points
Non-performing assets were 0.96% of total assets, vs. 0.25% in Q3 2024; a $7.8 million loss was recognized on securities sales
ServisFirst Bancshares reported second-quarter 2025 diluted earnings per share of $1.12, down from $1.16 in the first quarter but up from $0.95 in the second quarter of 2024. Results include an $8.6 million loss on the sale of securities; excluding that loss and a $2.3 million legal reserve reversal, adjusted diluted EPS was $1.21.
Diluted EPS of $1.12 in Q2 2025, down 3.4% from $1.16 in Q1 2025 and up 17.9% from $0.95 in Q2 2024.
Net income of $61.4 million, compared with $63.2 million in Q1 2025 and $52.1 million in Q2 2024.
Net interest margin rose to 3.10% from 2.92% in Q1 2025; total deposits fell $566.7 million from Q1 to $13.86 billion.
Adjusted diluted EPS of $1.21 excludes an $8.6 million securities sale loss and a $2.3 million legal accrual reversal.
ServisFirst Bancshares reported first-quarter 2025 net income of $63.2 million, or $1.16 per diluted share, up 26.4% and 26.1% respectively from the first quarter of 2024. Compared with the fourth quarter of 2024, net income fell 3.0% from $65.2 million and diluted EPS fell from $1.19. Shareholders get a year-over-year improvement in earnings alongside a small sequential decline, plus higher deposits and loans and a higher capital ratio.
Diluted EPS $1.16 versus $1.19 in Q4 2024 and $0.92 in Q1 2024; the Q1 2024 figure included a $1.8 million FDIC special assessment adjustment.
Net interest income $123.6 million; net interest margin 2.92%, down from 2.96% in Q4 2024 and up from 2.66% in Q1 2024.
Total deposits $14.43 billion, up $885.6 million from Q4 2024; loans $12.89 billion, up $281.0 million.
Annualized net charge-offs 0.19% of average loans, up from 0.09% in Q4 2024; common equity tier 1 capital ratio 11.48%, with regulatory capital ratios for the period described as preliminary.
ServisFirst Bank appointed Jim Harper, formerly executive vice president and senior credit risk officer at Cadence Bank, as senior vice president and chief credit officer effective April 21, 2025. Henry Abbott, the prior chief credit officer, resigned the same day and will consult for the company on a month-to-month basis.
Harper's base salary is $280,000 a year, with a $75,000 cash signing bonus and 3,000 restricted shares vesting in five years.
Harper's minimum bonus for 2025 is 25% of base salary, and he holds a change in control agreement with a two-year protected period.
Abbott's consulting fee is $23,045 for the first month and $12,753 per month after that, terminable by either party after two months.
ServisFirst Bancshares announced that David Sparacio will become Executive Vice President and Chief Financial Officer of ServisFirst Bank on March 10, 2025. Ed Woodie, who had served as interim CFO, will remain Senior Vice President and Controller and will no longer hold the interim CFO role on that date.
David Sparacio, 54, previously served as Executive Vice President and Corporate Controller at Ameris Bank from October 2021.
Base salary of $350,000, a $25,000 cash signing bonus repayable if employment ends within 24 months, and an award of 5,000 restricted shares vesting in full in five years.
Change in Control Agreement provides severance of 2 times base salary plus average cash bonus over the prior three years if terminated without Cause or for Good Reason during a two-year protected period.
ServisFirst Bancshares reported fourth-quarter 2024 net income of $65.2 million, or $1.19 per diluted share, up from $59.9 million, or $1.10 per share, in the third quarter of 2024. The company also raised its quarterly cash dividend from $0.30 to $0.335 per share, a 12% increase.
Q4 2024 net income of $65.2 million, up from $59.9 million in Q3 2024 and $42.1 million in Q4 2023
Net interest margin of 2.96% in Q4 2024, up from 2.84% in Q3 2024
Full-year 2024 diluted EPS of $4.16, up from $3.79 in 2023
Quarterly cash dividend increased from $0.30 to $0.335 per share
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every ServisFirst Bancshares filing is on SEC EDGAR ↗. 8-K briefs of other companies →