Sallie Mae Q1 diluted EPS rises to $1.40 from $1.27; reaffirms 2025 guidance
Sallie Mae reported first-quarter 2025 GAAP diluted earnings of $1.40 per share, up from $1.27 a year earlier, and reaffirmed its full-year 2025 GAAP diluted EPS guidance of $3.00 to $3.10. Net interest income fell to $375 million from $387 million and net interest margin declined to 5.27% from 5.49%, while lower average diluted share count and higher non-interest income supported per-share earnings. For shareholders, the results show higher per-share earnings and an unchanged full-year outlook.
Key points
- GAAP diluted EPS of $1.40 for Q1 2025, versus $1.27 in Q1 2024
- Net income attributable to common stock of $301 million, versus $285 million a year earlier
- Full-year 2025 GAAP diluted EPS guidance of $3.00 to $3.10 reaffirmed
- Repurchased 1.0 million shares for $31 million in Q1 2025; $372 million capacity remaining as of March 31, 2025
The filing
Written by AI on Nov 8, 2026, 1:49 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 24, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.