The Bancorp Q1 EPS rises 12% to $1.19; confirms 2025 EPS guidance of $5.25
The Bancorp reported first-quarter 2025 net income of $57.2 million, or $1.19 per diluted share, up from $56.4 million, or $1.06 per diluted share, a year earlier. The company said it reaffirmed its 2025 EPS guidance of $5.25 per share, which excludes the impact of $150 million of authorized stock buybacks in 2025. Share count fell 10% year over year, which helped lift per-share earnings even though net interest income declined 3%.
Key points
- Q1 2025 net income $57.2 million vs. $56.4 million in Q1 2024; diluted EPS $1.19 vs. $1.06, up 12%
- Net interest income fell 3% to $91.7 million; non-interest income rose to $83.6 million from $29.4 million, including $45.9 million of consumer fintech loan credit enhancement
- Provision for credit losses on consumer fintech loans was $45.9 million in Q1 2025, versus none a year earlier
- 2025 EPS guidance of $5.25 confirmed; excludes $150 million of authorized 2025 stock buybacks
The filing
Written by AI on Nov 8, 2026, 1:55 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 24, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.