The Bancorp Q3 EPS rises 13% to $1.18; 2025 EPS guidance cut to $5.10
The Bancorp reported third-quarter 2025 net income of $54.9 million, or $1.18 per diluted share, up from $1.04 a year earlier, with share buybacks cutting outstanding shares 8%. The company lowered its 2025 EPS guidance to $5.10 from $5.25, citing lower projected traditional lending balances and higher leasing credit provisions tied to trucking losses, which matters for shareholders expecting the earlier outlook.
Key points
- Q3 2025 net income of $54.9 million, or $1.18 diluted EPS, versus $51.5 million, or $1.04, in Q3 2024
- 2025 EPS guidance lowered to $5.10 from $5.25, due to lower projected lending balances and a higher leasing credit provision tied to trucking losses
- No specific 2026 guidance; company targets a minimum $7 EPS run-rate by Q4 2026 and gave preliminary 2027 EPS guidance of $8.25
- Shares repurchased totaled 2,034,053 at an average $73.74 in Q3; outstanding shares fell to 44.5 million from 48.2 million
The filing
Written by AI on Nov 8, 2026, 1:55 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 30, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.