Every material Form 8-K The Bancorp filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
The Bancorp reported third-quarter 2026 net income of $62.8 million, or $1.53 per diluted share, up from $54.9 million and $1.18 a year earlier. The company kept its 2026 Core EPS guidance at $5.95-$6.05, set a 2027 baseline of $7.00-$7.20, and initiated preliminary 2028 guidance of $8.00-$8.20, with buybacks built into all three years. Net interest margin fell to 3.75% from 4.45%, and book value per share declined to $16.83.
Q3 2026 net income $62.8 million and diluted EPS $1.53, versus $1.18 in Q3 2025; Core EPS was $1.47
The Bancorp announced a September 1, 2026 restructuring that ends new Small Business Lending originations by the end of 2026 and eliminates 64 filled positions, about 9% of the Bank's workforce. The company expects about $5.6 million in charges, mostly in the third and fourth quarters of 2026, and projects over $20 million in annualized run-rate savings combined with its prior Institutional Banking reorganization.
Restructuring eliminates 64 filled positions, about 9% of the Bank's workforce; expected charges of approximately $5.6 million, with $4.5 million recognized in the third quarter of 2026.
New Small Business Lending originations to be discontinued by the end of 2026; existing SBL loans will be managed.
Expected annualized run-rate savings of approximately $14 million from the restructuring and 16 unrelated vacated positions, and over $20 million including the prior Institutional Banking reorganization.
Head of Commercial Lending Jeff Nager is expected to depart October 1, 2026; 38,583 unvested restricted stock units will be forfeited, and severance terms are not yet finalized.
The Bancorp, Inc. reported second quarter 2026 net income of $60.7 million, or $1.45 per diluted share, up from $1.27 a year earlier. The company raised its full-year 2026 EPS guidance to $5.95-$6.05 and maintained its 2027 EPS guidance of $8.10-$8.30. Net interest margin and return on assets declined from a year ago, and fintech loan balances fell sharply from the prior quarter.
Q2 2026 diluted EPS of $1.45 versus $1.27 in Q2 2025, up 14.2%; net income $60.7 million versus $59.8 million
Full-year 2026 EPS guidance raised to $5.95-$6.05, including $1.65-$1.75 in the fourth quarter
2027 EPS guidance maintained at $8.10-$8.30
Ending fintech loans fell to $901.5 million from $1.65 billion at March 31, 2026, which the company attributed to a change in payment processing timing
The Bancorp reported first-quarter 2026 net income of $60.1 million, or $1.41 per diluted share, up from $1.19 a year earlier. Revenue fell, with net interest income at $88.8 million versus $91.7 million and non-interest income at $72.5 million versus $83.6 million, and the company kept its 2026 EPS guidance at $5.90 while setting a 2027 EPS range of $8.10 to $8.30.
Net income of $60.1 million and diluted EPS of $1.41 for 1Q 2026, versus $57.2 million and $1.19 for 1Q 2025.
Net interest income of $88.8 million versus $91.7 million a year earlier; net interest margin of 3.87% versus 4.07%.
Non-interest income of $72.5 million versus $83.6 million in 1Q 2025, with credit enhancement income at $28.8 million versus $45.9 million.
2026 EPS guidance maintained at $5.90; 2027 EPS expected in a range of $8.10 to $8.30; $200 million of share repurchases planned for 2026, or $50 million a quarter.
The Bancorp reported fourth-quarter 2025 net income of $56.3 million, or $1.28 per diluted share, up from $1.15 a year earlier, and initiated 2026 EPS guidance of $5.90. Management said results fell short of its own expectations and prior guidance, citing transaction volume, slower sponsored credit growth, net interest margin compression and a legal settlement cost. The company repurchased $150.0 million of shares in the quarter and has authorized up to $200 million of repurchases for 2026.
Q4 2025 EPS of $1.28 vs. $1.15 in Q4 2024 (up 11%) and $1.18 in Q3 2025; net income $56.3 million vs. $55.9 million a year earlier
Net interest margin 4.30%, down from 4.55% a year earlier; net interest income $92.1 million vs. $94.3 million
2026 EPS guidance of $5.90, at least $1.75 for Q4 2026, and a preliminary 2027 outlook of $8.25
Q4 2025 share repurchases of $150.0 million; $200 million authorized for 2026, or $50 million per quarter
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