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AI brief of an SEC Form 8-K · TrustCo Bank Corp NY (TRST)

TrustCo Q1 2026 net income rises 14.1% to $16.3 million; diluted EPS $0.91

Positive Impact 3 of 5 earnings Written later

TrustCo Bank Corp NY reported first quarter 2026 net income of $16.3 million, or $0.91 per diluted share, up from $14.3 million, or $0.75, a year earlier. Net interest income rose 10.7% to $44.7 million and net interest margin widened to 2.84% from 2.64%, driven by loan repricing at higher yields.

Key points

  • Net income $16.3 million, up 14.1% year over year; diluted EPS $0.91 vs. $0.75
  • Net interest income $44.7 million, up 10.7%; net interest margin 2.84% vs. 2.64%
  • Provision for credit losses $950 thousand vs. $300 thousand a year earlier; nonperforming loans $21.5 million vs. $18.8 million
  • Repurchased 522,226 shares (2.9%) in the quarter; book value per share $38.32 vs. $36.16

The filing

CompanyTrustCo Bank Corp NY (TRST)
Form8-K, current report
Filed with the SECApr 21, 2026, 4:01 PM ET
Accession number0001140361-26-015892

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 8, 2026, 6:59 AM ET, from the text of the filing and its press-release exhibits only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 21, 2026.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.