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AI brief of an SEC Form 8-K · TrustCo Bank Corp NY (TRST)

TrustCo Q3 2026 net income rises 6.5% to $17.3 million; diluted EPS $1.02

Positive Impact 3 of 5 earnings

TrustCo Bank Corp NY reported third-quarter 2026 net income of $17.3 million, up 6.5% from $16.3 million a year earlier, and diluted earnings per share of $1.02 compared with $0.86. Net interest income rose 9.1% to $47.0 million as loan repricing and deposit growth lifted the net interest margin to 2.95%, and the company raised its quarterly dividend 5.3% to $0.40 per share.

Key points

  • Diluted EPS of $1.02 for Q3 2026 versus $0.86 for Q3 2025, up 18.6%
  • Net interest income of $47.0 million, up 9.1%; net interest margin of 2.95% versus 2.79%
  • Quarterly cash dividend increased 5.3% to $0.40 per share
  • Provision for credit losses of $850 thousand versus $250 thousand a year earlier; nonperforming loans were $21.1 million, or 0.39% of total loans

The filing

CompanyTrustCo Bank Corp NY (TRST)
Form8-K, current report
Filed with the SECOct 21, 2026, 4:34 PM ET
Accession number0001140361-26-040403

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:18 PM ET, from the text of the filing and its press-release exhibits only.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.