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AI brief of an SEC Form 8-K · United Bankshares (UBSI)

United Bankshares Q1 2026 net income $124.2 million, or $0.89 per diluted share

Mixed Impact 3 of 5 earnings Written later

United Bankshares reported first-quarter 2026 net income of $124.2 million, or $0.89 per diluted share, down from $128.8 million, or $0.91, in the fourth quarter of 2025 but up from $84.3 million, or $0.59, in the first quarter of 2025. Net interest income fell 2% from the prior quarter while noninterest income rose 10%, and the company repurchased about 1.7 million shares during the quarter at an average price of $39.92. The results were released in a press release furnished as Exhibit 99.1.

Key points

  • Net income $124.2 million and diluted EPS $0.89, versus $128.8 million and $0.91 in Q4 2025 and $84.3 million and $0.59 in Q1 2025
  • Net interest income $282.5 million, down $4.9 million (2%) from Q4 2025 and up $22.5 million (9%) from Q1 2025
  • Noninterest income $34.1 million, up $3.1 million (10%) from Q4 2025; noninterest expense $152.8 million
  • About 1.7 million shares repurchased in Q1 2026 at an average price of $39.92; cash dividend $0.38 per share

The filing

CompanyUnited Bankshares (UBSI)
Form8-K, current report
Filed with the SECApr 23, 2026, 8:01 AM ET
Accession number0001193125-26-171886

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.