United Bankshares posts record Q2 2026 earnings of $131.4 million, or $0.95 per share
United Bankshares reported record second-quarter 2026 net income of $131.4 million, or $0.95 per diluted share, up from $124.2 million, or $0.89, in the first quarter and $120.7 million, or $0.85, in the second quarter of 2025. Net interest income, the provision for credit losses and noninterest income all moved in ways that supported the higher earnings, though non-performing loans rose.
Key points
- Q2 2026 net income was $131.4 million, or $0.95 per diluted share, versus $124.2 million, or $0.89, in Q1 2026 and $120.7 million, or $0.85, in Q2 2025.
- Net interest income was $285.3 million, up 1% from Q1 2026 and up 4% from Q2 2025; net interest margin was 3.81%.
- Non-performing loans were $110.6 million, or 0.44% of loans, at June 30, 2026, up from $102.8 million, or 0.41%, at March 31, 2026.
- In Q2 2026, United repurchased about 1.5 million shares at an average price of $43.93.
The filing
Written by AI on Nov 8, 2026, 12:58 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 23, 2026.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.