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AI brief of an SEC Form 8-K · United Bankshares (UBSI)

United Bankshares Q3 profit $128.7 million, $0.94 a share, down from Q2

Mixed Impact 3 of 5 earnings

United Bankshares reported third-quarter 2026 net income of $128.7 million, or $0.94 per diluted share, down from $131.4 million, or $0.95, in the second quarter and from $130.7 million, or $0.92, a year earlier. Net interest income hit a record $294.3 million, but noninterest income fell 20% from the prior quarter, and dollar earnings declined while per-share earnings rose from a year ago.

Key points

  • Q3 2026 net income $128.7 million, $0.94 diluted EPS, versus $131.4 million and $0.95 in Q2 2026 and $130.7 million and $0.92 in Q3 2025
  • Record net interest income of $294.3 million, up 3% from Q2 2026; net interest margin 3.86% versus 3.81%
  • Noninterest income fell 20% to $30.8 million from Q2 2026, driven by lower investment gains and mortgage banking income
  • Nine-month 2026 net income $384.3 million, or $2.77 per diluted share, versus $335.8 million and $2.36 a year earlier

The filing

CompanyUnited Bankshares (UBSI)
Form8-K, current report
Filed with the SECOct 22, 2026, 8:00 AM ET
Accession number0001193125-26-428347

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 7, 2026, 11:17 PM ET, from this filing only.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.