United Community Banks reported a third-quarter 2026 GAAP net loss of $139.7 million, or $(1.16) per diluted share, compared with net income of $115.6 million, or $0.95 per share, in the second quarter. The loss reflects a $366.1 million loss on an investment securities repositioning, partly offset by a $62.2 million gain on the sale of its Navitas equipment finance business. Operating net income rose to $93.7 million, or $0.77 per share, up from $0.71 in the second quarter, so shareholders face a sharp GAAP decline alongside higher operating results.
GAAP net loss of $139.7 million, or $(1.16) per diluted share, versus net income of $115.6 million ($0.95) in Q2 2026
Operating net income of $93.7 million, or $0.77 per share, versus $0.71 in Q2 2026
Securities repositioning loss of $366.1 million; Navitas sale gain of $62.2 million, with the sale closing September 1, 2026
Quarterly dividend declared at $0.26 per share, up 4% year over year; $50 million of shares repurchased in Q3
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From United Community Banks, Inc.'s 10-Q and 10-K filings (SEC XBRL). YoY compares each quarter with the same quarter a year earlier; it is blank when the year-ago figure is missing or negative.
Annual results
Fiscal year
Revenue
Growth
EPS (diluted)
Growth
Net margin
FY2025
$1.06B
+11.7%
$2.62
+28.4%
30.9%
FY2024
$952.12M
+6.6%
$2.04
+32.5%
26.5%
FY2023
$893.25M
+8.1%
$1.54
-38.9%
21.0%
FY2022
$826.15M
+11.0%
$2.52
-15.2%
33.6%
FY2021
$744.40M
+28.9%
$2.97
+55.5%
36.2%
Frequently asked questions
When is United Community Banks's next earnings date?
United Community Banks has not announced a report date within the next three weeks. US companies usually report three to six weeks after each quarter ends; this page updates as soon as the date is on the calendar.
What did United Community Banks earn last quarter?
For the quarter ended Sep 2026, United Community Banks reported diluted EPS of $-1.16 (-265.7% year over year) on revenue of -$11.97M (-104.3%).
Where do these numbers come from?
Reported revenue, net income and EPS come from the company's own 10-Q and 10-K filings with the SEC (XBRL data). The report date and consensus estimate come from the Nasdaq earnings calendar.
Not investment advice. Figures can be restated by the company in later filings.