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AI brief of an SEC Form 8-K · UMB Financial (UMBF)

UMB Financial Q3 net income rises to $109.6 million, or $2.23 per share

Positive Impact 3 of 5 earnings Written later

UMB Financial reported third-quarter 2024 GAAP net income of $109.6 million, or $2.23 per diluted share, up from $101.3 million in the second quarter and $96.6 million a year earlier. It also declared a quarterly dividend of $0.40 per share, a 2.6% increase, payable January 2, 2025, and reiterated that its pending Heartland Financial acquisition is expected to close in the first quarter of 2025.

Key points

  • Q3 2024 GAAP net income $109.6 million, or $2.23 per diluted share, versus $2.07 in Q2 2024 and $1.98 in Q3 2023
  • Net operating income (non-GAAP) $110.4 million, or $2.25 per diluted share
  • Quarterly dividend raised to $0.40 per share, payable January 2, 2025, to holders of record on December 10, 2024
  • Net interest margin fell to 2.46% from 2.51% in the linked quarter; average loans rose to $24.4 billion

The filing

CompanyUMB Financial (UMBF)
Form8-K, current report
Filed with the SECOct 29, 2024, 4:05 PM ET
Accession number0000950170-24-118222

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2024.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.