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AI brief of an SEC Form 8-K · Westamerica Bank (WABC)

Westamerica Bancorporation Q2 EPS $1.17 up 4.5%, net income $27.4 million down 5.8%

Mixed Impact 3 of 5 earnings Written later

Westamerica Bancorporation reported second quarter 2026 net income of $27.4 million, or $1.17 per diluted share, compared with $29.1 million and $1.12 per share in the second quarter of 2025. Net income fell year over year, but per-share earnings rose because the average diluted share count dropped 9.9% to 23.3 million, reflecting share repurchases; net income was flat with the first quarter of 2026.

Key points

  • Q2 2026 net income $27.4 million, down 5.8% from $29.1 million in Q2 2025; flat with Q1 2026 at $27.4 million
  • Diluted EPS $1.17, up from $1.12 in Q2 2025 and $1.13 in Q1 2026
  • Net interest income (FTE) $52.7 million, down 3.5% year over year; noninterest income $10.3 million, down 0.2%
  • Company retired 753 thousand common shares and paid a $0.48 per share dividend in Q2 2026

The filing

CompanyWestamerica Bank (WABC)
Form8-K, current report
Filed with the SECJul 16, 2026, 1:47 PM ET
Accession number0001171843-26-004727

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:57 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 16, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.