Flash FinanceUS
Market closed · weekend S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026

Westamerica Bank (WABC)

Nasdaq Financials Regional Banks S&P SmallCap 600
$59.84
+0.07 (+0.12%)
Close of Nov 06, 2026 · end-of-day data
Source: Westamerica Bank's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 06, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Interest expense$2.12M$1.90M$1.96M$1.89M$1.82M$1.96M$1.93M$3.89M——
Pre-tax income$79.96M$87.17M$91.00M$105.22M$106.80M$117.03M$165.59M$221.58M$189.06M$156.69M
Income tax$21.10M$37.15M$19.43M$24.83M$26.39M$30.52M$43.56M$59.81M$50.42M$40.51M
Net income$58.85M$50.02M$71.56M$80.39M$80.41M$86.51M$122.03M$161.77M$138.64M$116.17M
EPS (basic)$2.30$1.90$2.69$2.98$2.98$3.22$4.54$6.06$5.20$4.52
EPS (diluted)$2.29$1.89$2.67$2.98$2.98$3.22$4.54$6.06$5.20$4.52
Diluted shares25.68M26.42M26.76M27.01M26.96M26.87M26.91M26.71M26.69M25.67M

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Goodwill$121.67M$121.67M$121.67M$121.67M$121.67M$121.67M$121.67M$121.67M$121.67M$121.67M
Total assets$5.37B$5.51B$5.57B$5.62B$6.75B$7.46B$6.95B$6.36B$6.08B$5.96B
Short-term debt$59.08M$58.47M$51.25M$30.93M$102.55M$146.25M$57.79M$58.16M$120.32M$137.30M
Total debt$59.08M$58.47M$51.25M$30.93M$102.55M$146.25M$57.79M$58.16M$120.32M$137.30M
Total liabilities$4.80B$4.92B$4.95B$4.89B$5.90B$6.63B$6.35B$5.59B$5.19B$5.03B
Shareholders' equity$561.37M$590.24M$615.59M$731.42M$844.81M$827.10M$602.11M$772.89M$889.96M$933.51M

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$77.64M$80.75M$96.63M$80.70M$107.74M$88.73M$113.70M$158.21M$141.57M$121.90M
Capital expenditures$1.82M$2.72M$3.12M$3.99M$2.20M$1.32M$811.00K$1.16M$1.74M$2.25M
Free cash flow$75.82M$78.03M$93.51M$76.71M$105.54M$87.41M$112.89M$157.05M$139.83M$119.65M
Investing cash flow-$197.26M-$73.26M-$253.56M-$22.30M-$748.92M-$306.08M-$631.29M$547.27M$715.68M$149.61M
Financing cash flow$148.85M$105.23M$2.22M-$105.27M$889.03M$728.16M-$320.26M-$809.40M-$446.07M-$305.20M
Dividends paid$39.92M$41.30M$42.63M$43.94M$44.28M$44.30M$45.18M$45.95M$46.96M$46.94M
Share buybacks$5.42M$314.00K$524.00K$488.00K$16.50M$232.00K$218.00K$13.75M$210.00K$103.78M
Depreciation & amortization$3.96M$3.92M$3.68M$3.88M$3.68M$2.98M$2.90M$2.94M$2.63M$2.54M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.