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AI brief of an SEC Form 8-K · Westamerica Bank (WABC)

Westamerica Q3 2026 net income rises to $28.2 million, EPS $1.22 from $1.17 in Q2

Positive Impact 3 of 5 earnings Written later

Westamerica Bancorporation reported third quarter 2026 net income of $28.2 million, or $1.22 per diluted share, up from $27.4 million and $1.17 in the second quarter. Compared with the third quarter of 2025, net income was down 0.4% while EPS rose 8.9%, reflecting a smaller share count after buybacks.

Key points

  • Q3 2026 net income $28.2 million versus $27.4 million in Q2 2026; diluted EPS $1.22 versus $1.17
  • Net interest margin (FTE) 3.81%, up 4 basis points from Q2 2026; no provision for credit losses recognized
  • Noninterest income $10.7 million, up from $10.3 million in Q2, partly due to a one-time termination fee
  • Company retired 51 thousand common shares and paid a $0.48 per share dividend in the quarter

The filing

CompanyWestamerica Bank (WABC)
Form8-K, current report
Filed with the SECOct 15, 2026, 1:27 PM ET
Accession number0001171843-26-006660

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:57 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 15, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.