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AI brief of an SEC Form 8-K · Wintrust Financial (WTFC)

Wintrust reports record Q1 2026 net income of $227.4 million, $3.22 per diluted share

Positive Impact 3 of 5 earnings Written later

Wintrust Financial reported record quarterly net income of $227.4 million, or $3.22 per diluted share, for the first quarter of 2026, up from $223.0 million, or $3.15 per diluted share, in the fourth quarter of 2025. Net interest income fell $4.9 million to $579.0 million, which the company attributed mainly to two fewer calendar days in the quarter, while total loans and deposits grew.

Key points

  • Net income of $227.4 million and diluted EPS of $3.22 for Q1 2026, versus $223.0 million and $3.15 in Q4 2025
  • Total loans rose $1.0 billion and total deposits rose $1.2 billion in the quarter
  • Net interest income declined to $579.0 million from $583.9 million; net interest margin rose two basis points to 3.54%
  • Non-performing loans fell to $182.7 million, or 0.34% of total loans, from $185.8 million at December 31, 2025

The filing

CompanyWintrust Financial (WTFC)
Form8-K, current report
Filed with the SECApr 20, 2026, 4:39 PM ET
Accession number0001015328-26-000011

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 20, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.