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AI brief of an SEC Form 8-K · Wintrust Financial (WTFC)

Wintrust reports record second-quarter net income of $233.7 million

Positive Impact 3 of 5 earnings Written later

Wintrust Financial reported record net income of $233.7 million, or $3.30 per diluted share, for the second quarter of 2026, up from $227.4 million, or $3.22 per diluted share, in the first quarter. For the first six months, net income rose 20% to $461.1 million, or $6.52 per diluted share, compared with $6.52 versus $5.47 a year earlier.

Key points

  • Q2 2026 net income $233.7 million, $3.30 per diluted share, versus $3.22 in Q1 2026
  • First six months of 2026 net income $461.1 million, $6.52 per diluted share, versus $5.47 in the same period of 2025
  • Net interest margin fell to 3.50% from 3.54% in Q1 2026, mainly due to lower loan yields
  • Total loans rose $1.6 billion and total deposits rose $2.2 billion in Q2 2026 compared with Q1 2026

The filing

CompanyWintrust Financial (WTFC)
Form8-K, current report
Filed with the SECJul 20, 2026, 4:56 PM ET
Accession number0001015328-26-000019

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 12:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 20, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.