Western Union Q3 revenue flat at $1.03 billion; GAAP EPS falls to $0.43 from $0.78
Western Union reported third-quarter 2025 revenue of $1.03 billion, flat from the prior year period, while adjusted revenue excluding Iraq fell 1%. GAAP earnings per share dropped to $0.43 from $0.78, which included a $0.40 IRS settlement benefit in the prior year, while adjusted EPS rose to $0.47 from $0.46. The company left its full-year 2025 outlook unchanged, which keeps GAAP EPS guidance at $1.45 to $1.55 and adjusted EPS guidance at $1.65 to $1.75.
Key points
- Q3 GAAP revenue was $1,032.6 million versus $1,036.0 million a year earlier, flat on a reported basis
- Consumer Services revenue rose 49% to $154.6 million, while Consumer Money Transfer revenue fell 6% to $878.0 million
- GAAP net income was $139.6 million, down 47% from $264.8 million, and GAAP operating income rose 22% to $201.9 million
- Full-year 2025 outlook is unchanged: GAAP revenue of $4,085 million to $4,185 million and GAAP EPS of $1.45 to $1.55
The filing
Written by AI on Nov 8, 2026, 6:56 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 23, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.