1,086 material Form 8-K filings that 883 companies we cover made with the SEC in July 2025, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Home BancShares reported second quarter 2025 net income of $118.4 million, or $0.60 per diluted share, both described by the company as records. Total revenue (net) rose to $271.0 million from $260.1 million in the first quarter and $254.6 million a year earlier. The filing gives no forward guidance.
Q2 2025 net income $118.4 million vs. $115.2 million in Q1 2025 and $101.5 million in Q2 2024
Diluted EPS $0.60 vs. $0.58 in Q1 2025 and $0.51 in Q2 2024; as-adjusted diluted EPS (non-GAAP) $0.58
Quarterly dividend of $0.20 per share, up from $0.195; company repurchased 1.0 million shares in Q2 2025
Total loans receivable $15.18 billion at June 30, 2025, up from $14.95 billion at March 31, 2025
First Industrial Realty Trust reported second quarter 2025 results, with diluted EPS of $0.42 versus $0.39 a year earlier and FFO of $0.76 per share versus $0.66. Total revenues rose to $180.2 million from $164.1 million, but in-service occupancy fell to 94.2% from 95.3%, and the company kept its 2025 FFO guidance range of $2.88 to $2.96 per share, with assumptions unchanged from the first quarter.
Q2 2025 diluted EPS was $0.42, compared with $0.39 in Q2 2024; FFO was $0.76 per share, compared with $0.66.
Total revenues were $180.2 million for Q2 2025, compared with $164.1 million a year earlier.
In-service occupancy was 94.2% at June 30, 2025, down from 95.3% at March 31, 2025 and June 30, 2024.
2025 FFO guidance is $2.88 to $2.96 per share; the company will discuss results on a July 17, 2025 call at 11:00 a.m. EDT.
Monarch Casino & Resort reported second-quarter 2025 net revenue of $136.9 million, up 6.8%, and net income of $27.0 million, up 19.1%, with diluted EPS of $1.44, up 21.0%. The company also declared a $0.30 per share cash dividend payable September 15, 2025, which is part of its previously announced $1.20 annual dividend.
Net revenue of $136.9 million, up 6.8% from $128.1 million in Q2 2024
Diluted EPS of $1.44, up 21.0% from $1.19; net income of $27.0 million, up 19.1%
Adjusted EBITDA of $51.3 million, up 16.8% from $43.9 million
Cash dividend of $0.30 per share payable September 15, 2025 to holders of record September 1, 2025
AAR CORP. reported fourth-quarter fiscal 2025 results for the quarter ended May 31, 2025, with sales of $755 million, up 15%, and adjusted diluted EPS of $1.16, up 32%. For the full fiscal year, sales rose 20% to $2.8 billion, but GAAP net income fell to $12.5 million, or $0.35 per diluted share, from $46.3 million, or $1.29, after after-tax charges of $115.0 million tied to the Landing Gear Overhaul sale and the FCPA settlement.
Q4 fiscal 2025 sales of $754.5 million, up from $656.5 million; GAAP EPS $0.95 versus $0.26 a year earlier
Full-year adjusted diluted EPS of $3.91, up from $3.33; full-year GAAP EPS $0.35 versus $1.29
Net debt of $880.5 million at May 31, 2025; net leverage of 2.72x, down from 3.76x a year earlier
Share repurchases of $10.1 million in the quarter, with $42.5 million remaining on the program
Banner Corporation reported second-quarter 2025 net income of $45.5 million, or $1.31 per diluted share, up from $39.8 million, or $1.15 per share, a year earlier. Revenue rose 8% to $162.2 million, and the board declared a $0.48 per share quarterly dividend payable August 15, 2025. Higher loan yields supported the results, partly offset by higher funding costs and a $4.8 million provision for credit losses.
Net income of $45.5 million, or $1.31 per diluted share, versus $39.8 million, or $1.15, in Q2 2024
Revenue of $162.2 million, up 8% from $149.7 million a year earlier
Net interest margin of 3.92%, compared with 3.70% in Q2 2024
Quarterly dividend of $0.48 per share, payable August 15, 2025 to holders of record on August 5, 2025
Rexford Industrial reported second-quarter 2025 results on July 16, 2025, with net income attributable to common stockholders rising to $113.4 million, or $0.48 per diluted share, from $79.8 million, or $0.37, a year earlier. Core FFO per diluted share slipped 1.7% to $0.59, although total Company share of Core FFO rose 7.8% to $139.7 million, and the company raised its 2025 net income per share guidance while leaving Core FFO guidance unchanged.
Q2 2025 net income attributable to common stockholders was $113.4 million, or $0.48 per diluted share, versus $79.8 million, or $0.37, in the prior year quarter.
Core FFO per diluted share was $0.59, down from $0.60 a year earlier, while Company share of Core FFO rose 7.8% to $139.7 million.
2025 net income per diluted share guidance was raised to $1.38 to $1.42 from $1.31 to $1.35; Core FFO per diluted share guidance stayed at $2.37 to $2.41.
The Board declared a $0.43 per share dividend for the third quarter of 2025, payable October 15, 2025, and management is scheduled to hold a conference call on July 17, 2025.
Alcoa reported second quarter 2025 revenue of $3.0 billion and net income attributable to Alcoa of $164 million, or $0.62 per diluted share, down from $548 million in the first quarter but up from $20 million a year earlier. The company lowered its 2025 aluminum shipment forecast because of the delayed San Ciprián smelter restart, which it now expects to finish by mid-2026, and it expects a $90 million to $110 million net loss from that smelter in 2025.
Revenue was $3,018 million, down 10% from $3,369 million in the first quarter and up from $2,906 million in the second quarter of 2024.
Adjusted EBITDA excluding special items was $313 million, versus $855 million in the first quarter; the company cited lower alumina and aluminum prices and about $115 million in tariff costs on Canadian aluminum imports.
The Ma'aden joint venture sale closed July 1, 2025, for total consideration of $1.35 billion; Alcoa expects a gain of approximately $780 million in the third quarter.
Kinder Morgan reported second-quarter 2025 net income attributable to KMI of $715 million, up 24% from $575 million a year earlier, and Adjusted EBITDA of $1,972 million, up 6%. The board approved a quarterly dividend of $0.2925 per share, a 2% increase over the second quarter of 2024, and the company expects to exceed its 2025 budget by at least the contribution from the Outrigger Energy II acquisition.
Net income attributable to KMI of $715 million, up 24%; EPS up 23%; Adjusted EPS up 12%
Adjusted Net Income Attributable to KMI of $619 million, up 13%; Adjusted EBITDA of $1,972 million, up 6%
Quarterly dividend of $0.2925 per share, payable August 15, 2025, to holders of record on July 31, 2025
Project backlog of $9.3 billion at June 30, 2025, up 6% from $8.8 billion at the end of the first quarter
Triumph Financial reported second-quarter net income to common stockholders of $3.6 million, or $0.15 per diluted share, in a shareholder letter filed with the SEC. The letter says the result includes a net pre-tax gain of $12.4 million from settling long-running litigation with the USPS, partly offset by $7.1 million of other non-recurring items, and the CEO says core earnings remain below historical averages. Payments and Factoring revenue each grew about 13% from the prior quarter, but much of the reported profit comes from one-time items.
Net income to common stockholders was $3.6 million, or $0.15 per diluted share, for the quarter ended June 30, 2025.
The USPS settlement added a net pre-tax impact of $12.4 million; other non-recurring items reduced pre-tax income by $7.1 million, for a net pre-tax impact of $5.3 million.
Payments total revenue was $17.2 million, up 13.5% from the prior quarter; Factoring revenue grew 13.3% quarter over quarter.
Triumph closed its acquisition of Greenscreens, and LoadPay accounts totaled 2,729 as of July 14, 2025.
United Airlines reported second-quarter 2025 results with diluted earnings per share of $2.97 and adjusted diluted earnings per share of $3.87, above its guidance range of $3.25 to $4.25. The company also updated its full-year adjusted diluted EPS guidance to $9.00 to $11.00, citing less geopolitical and macroeconomic uncertainty and a demand increase starting in early July. Shareholders get a higher profit result and a new full-year outlook, though the filing also reports $447 million in second-quarter special charges.
Q2 adjusted diluted EPS of $3.87 versus guidance of $3.25 to $4.25; GAAP diluted EPS of $2.97
Q2 total operating revenue of $15.2 billion, up 1.7%; net income of $1.0 billion
Full-year 2025 adjusted diluted EPS guidance updated to $9.00 to $11.00; Q2 special charges were $447 million versus $36 million a year earlier
Commerce Bancshares reported second quarter 2025 earnings of $1.14 per share, up from $1.03 in the same quarter of 2024 and $0.98 in the first quarter of 2025. Net income attributable to the company was $152.5 million, compared with $139.6 million a year earlier, and the filing furnishes the July 16, 2025 earnings release and an investor slide presentation. For shareholders, the filing shows higher quarterly profit, with the company also referencing its previously announced plan to acquire FineMark Holdings.
Q2 2025 diluted EPS was $1.14, versus $1.03 in Q2 2024 and $0.98 in Q1 2025
Net income for the second quarter was $152.5 million; year-to-date net income was $284.1 million
Net interest income was $280.1 million, and non-interest income was $165.6 million, up 8.8% from a year earlier
Return on average equity was 17.40% for the quarter; non-accrual loans were 0.11% of total loans
Marten Transport reported second-quarter 2025 net income of $7.2 million, or 9 cents per diluted share, down from $7.9 million, or 10 cents, a year earlier. Operating revenue fell 6.6% to $229.9 million, and the filing shows a lower six-month profit of $11.5 million compared with $17.5 million in the 2024 period. The company attributed the results to a freight market recession, cost inflation, freight rate reductions and network disruptions.
Q2 2025 net income was $7.2 million, or 9 cents per diluted share, versus $7.9 million, or 10 cents, in Q2 2024.
Q2 2025 operating revenue was $229.9 million, down from $246.2 million, with fuel surcharge revenue down to $26.1 million from $32.7 million.
Six-month 2025 net income was $11.5 million, or 14 cents per diluted share, versus $17.5 million, or 22 cents, in the first six months of 2024.
Quarterly dividend declared was 6 cents per common share, unchanged from the prior year.
Prologis reported second quarter 2025 results, with total revenues of $2.18 billion, up from $2.01 billion a year earlier. Net earnings attributable to common stockholders fell to $570 million, or $0.61 per diluted share, from $860 million, or $0.92, while Core FFO per diluted share rose to $1.46 from $1.34. The company also reiterated 2025 guidance of $5.75 to $5.80 per share for Core FFO and $3.00 to $3.15 per share for net earnings.
Total revenues were $2.18 billion for the three months ended June 30, 2025, compared with $2.01 billion a year earlier.
Net earnings attributable to common stockholders were $570 million, or $0.61 per diluted share, compared with $860 million, or $0.92, in the second quarter of 2024.
Core FFO attributable to common stockholders/unitholders was $1.46 per diluted share, compared with $1.34 a year earlier.
2025 guidance: Core FFO of $5.75 to $5.80 per share and net earnings of $3.00 to $3.15 per share; the filing does not compare this guidance with prior guidance.
First Horizon reported second quarter 2025 net income available to common shareholders of $233 million, or $0.45 per diluted share, up from $213 million, or $0.41, in the first quarter. Total revenue rose $17 million to $830 million, and provision for credit losses fell $10 million to $30 million. The filing contains no updated financial guidance, and the results are furnished with an investor slide presentation.
Adjusted EPS was $0.45, compared with $0.42 in Q1 2025.
Total revenue was $830 million; net interest margin was 3.40%, down 2 basis points from Q1 2025.
Noninterest expense was $491 million, up $3 million; CET1 ratio was 11.0%, up 7 basis points from Q1 2025.
PNC reported second-quarter 2025 net income of $1.6 billion, or $3.85 diluted earnings per share, up from $3.51 in the first quarter and $3.39 a year earlier. Total revenue rose 4% from the first quarter to $5.7 billion, while noninterest expense was stable at $3.4 billion. The board also raised the quarterly common stock dividend to $1.70 per share from $1.60, payable August 5, 2025.
Net income was $1.6 billion ($1,643 million) in the second quarter of 2025, versus $1,499 million in the first quarter.
Diluted EPS was $3.85, compared with $3.51 in the first quarter and $3.39 in the second quarter of 2024.
Total revenue was $5.7 billion, up $209 million, or 4%, from the first quarter; noninterest expense was $3.4 billion, stable.
On July 3, 2025, the board raised the quarterly dividend to $1.70 per share, a 10-cent increase, payable August 5, 2025 to holders of record on July 15, 2025.
M&T Bank reported second quarter 2025 net income of $716 million, or $4.24 per diluted share, up from $655 million and $3.73 a year earlier and from $584 million in the first quarter. The company repurchased 6,073,957 shares for $1.1 billion during the quarter, and its estimated CET1 capital ratio declined to 10.98%. M&T's stress capital buffer is estimated to fall from 3.8% to 2.7% effective October 1, 2025.
Net income of $716 million and diluted EPS of $4.24 for Q2 2025, compared with $655 million and $3.73 in Q2 2024
Diluted net operating EPS of $4.28, compared with $3.79 in Q2 2024 and $3.38 in Q1 2025
Share repurchases of 6,073,957 shares for a total cost of $1.1 billion, versus $662 million in Q1 2025
Estimated stress capital buffer of 2.7% effective October 1, 2025, down from 3.8%
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.