1,916 material Form 8-K filings that 1,609 companies we cover made with the SEC in July 2026, each read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). All of them were written later, when past filings were added: a selection, not every 8-K of the month (see the note below).
Balchem and its subsidiaries amended their credit agreement with JPMorgan Chase Bank, N.A. and JPMorgan SE. The revolving commitment rises from $550 million to $650 million, and the maturity moves from July 27, 2027 to July 24, 2031. The amendment also lowers borrowing margins at higher leverage levels and lets the foreign subsidiary Balchem B.V. borrow under the facility.
Aggregate revolving commitment increased from $550 million to $650 million
Maturity extended from July 27, 2027 to July 24, 2031
Margin reduced by 12.5 basis points in pricing tiers 3 and 4; pricing grid now runs from 1.00% to 1.500% for term benchmark loans based on net leverage
Balchem B.V. enabled to borrow; 10 basis point SOFR adjustment eliminated
First Capital, Inc. (NASDAQ: FCAP), the holding company for First Harrison Bank, reported second-quarter 2026 net income of $4.8 million, or $1.43 per diluted share, up from $3.8 million, or $1.13 per diluted share, a year earlier. Higher interest income and a wider net interest margin drove the increase, and the filing shows total assets of $1.29 billion at June 30, 2026.
Q2 2026 net income was $4.8 million, or $1.43 per diluted share, versus $3.8 million, or $1.13, in Q2 2025.
Six-month net income was $9.1 million, or $2.72 per diluted share, versus $7.0 million, or $2.09, in the first half of 2025.
Tax-equivalent net interest margin rose to 3.98% for the quarter from 3.59%, and the effective tax rate rose to 20.8% from 18.4%.
Cash dividends were $0.31 per share for the quarter, up from $0.29 a year earlier.
BV Financial, Inc. reported net income of $3.5 million, or $0.42 per diluted share, for the quarter ended June 30, 2026, up from $2.9 million, or $0.29 per diluted share, a year earlier. For the six months, net income fell to $4.6 million from $5.0 million, which the company attributes mainly to a $2.2 million first-quarter executive transition expense.
Q2 2026 net income was $3.5 million ($0.42 per diluted share) versus $2.9 million ($0.29) in Q2 2025.
Six-month net income was $4.6 million versus $5.0 million a year earlier, reflecting a $2.2 million executive transition expense.
Net interest margin was 4.58% for the quarter, up from 4.36%, and net loans fell 5.9% from December 31, 2025.
During the quarter, the company repurchased 230,000 shares at an average price of $20.03.
United Bancorp, Inc. reported second-quarter 2026 net income of $2,095,000 and diluted earnings per share of $0.36, up 9.4% and 9.1% from the second quarter of 2025. For the first six months, net income was $4,006,000 and diluted EPS was $0.69, both higher than a year earlier, though the company said costs tied to its infrastructure investments are diluting earnings in the short term. Nonaccrual loans rose $4.7 million year over year, mainly from one commercial relationship of about $4.2 million.
Q2 2026 net income $2,095,000, up $180,000 (9.4%) from Q2 2025; diluted EPS $0.36, up $0.03 (9.1%)
Six-month net income $4,006,000, up 5.8%; diluted EPS $0.69, up 6.2%
Total noninterest expense rose 10.14% in Q2 to $6,434,682 from $5,842,181
Nonaccrual loans and loans past due 30+ days totaled $6.9 million, or 1.4% of gross loans, at June 30, 2026
Tompkins Financial reported second-quarter 2026 diluted earnings per share of $2.04 and net income of $29.3 million, up 36.0% and 36.5% from the second quarter of 2025, which the company called a record. The board also declared a $0.70 per share dividend payable August 14, 2026, to shareholders of record on August 7, 2026, which affects shareholders' cash distributions.
Q2 2026 diluted EPS was $2.04, versus $1.50 in Q2 2025; six-month diluted EPS was $3.86, up 34.5%.
Net interest margin was 3.58%, up from 3.08% a year earlier; noninterest income fell 41.7% to $13.1 million after the sale of Tompkins Insurance Agencies in Q4 2025.
Board declared a $0.70 per share dividend on July 23, 2026, payable August 14, 2026, to holders of record on August 7, 2026.
First Hawaiian reported second quarter 2026 net income of $73.4 million, or $0.60 per diluted share, up from $67.8 million, or $0.55 per share, in the first quarter and essentially flat with $73.2 million a year earlier. The company also declared a $0.26 quarterly dividend and said it did not repurchase any shares in the quarter.
Net income $73.4 million vs. $67.8 million in Q1 2026; diluted EPS $0.60 vs. $0.55
Net interest margin rose 6 basis points to 3.25%; net interest income $171.0 million
Total deposits fell $623.2 million to $20.2 billion; loans and leases rose $136.5 million to $14.6 billion
Quarterly dividend of $0.26 per share payable August 28, 2026, to holders of record August 17, 2026
On July 23, 2026, Safety Insurance Group, Inc. entered into a merger agreement with MAPFRE U.S.A. Corp. and its subsidiary Splash Merger Sub, Inc. Under the agreement, each outstanding share of company common stock will be converted into the right to receive $105.00 in cash, and the company will become a wholly-owned subsidiary of MAPFRE U.S.A. The board unanimously recommended that stockholders adopt the agreement, and completion depends on stockholder approval and regulatory approvals, including from the Massachusetts Commissioner of Insurance.
Merger consideration of $105.00 in cash per share of common stock, without interest.
Closing requires majority stockholder approval, expiration of HSR waiting periods, and Massachusetts Commissioner of Insurance approval.
Company termination fee of $46,243,518 in specified circumstances; Parent termination fee of $111,755,169 in specified regulatory-failure circumstances.
Termination Date is July 23, 2027, subject to automatic extension to January 23, 2028 under certain regulatory circumstances.
OptimumBank Holdings reported unaudited second-quarter 2026 net income of $6.7 million, or $0.28 per diluted share, up from $4.7 million and $0.20 per diluted share in the first quarter of 2026 and $3.6 million and $0.15 a year earlier. Gross loans rose $126.2 million to $1.2 billion and total deposits rose $121.2 million to $1.2 billion during the quarter, with net interest margin at 4.57%. The company will discuss the results on a webcast on August 13, 2026.
Net income of $6.7 million in Q2 2026, compared with $4.7 million in Q1 2026 and $3.6 million in Q2 2025
Diluted EPS of $0.28, compared with $0.20 in Q1 2026 and $0.15 in Q2 2025
Net interest margin of 4.57%, up 8 basis points from 4.49% in Q1 2026
Webcast to discuss results scheduled for August 13, 2026, at 1:00pm ET
Noodles & Company reported second-quarter 2026 revenue of $127.0 million, up 0.5% from $126.4 million a year earlier, and a net loss of $4.0 million, or $0.67 per diluted share, versus $17.6 million, or $3.04 per share, in the second quarter of 2025. The company raised its fiscal 2026 guidance for revenue, restaurant contribution margin and Adjusted EBITDA, which signals improved expected operating performance for shareholders, though the company still reported a net loss and ended the quarter with $1.3 million in cash and $105.4 million in debt.
Comparable restaurant sales rose 10.3% system-wide in the second quarter, with a 11.4% increase at company-owned restaurants and 5.5% at franchise restaurants.
Adjusted EBITDA increased 79% to $10.8 million, compared with $6.0 million in the second quarter of 2025.
Fiscal 2026 Adjusted EBITDA guidance is now $34 million to $38 million, and full-year revenue guidance is $485 million to $500 million.
The strategic review of alternatives, begun September 3, 2025, remains in process; the existing debt matures July 27, 2027.
World Acceptance reported fiscal 2027 first-quarter results for the period ended June 30, 2026. Net income rose to $6.1 million, or $1.33 per diluted share, from $1.6 million, or $0.30, a year earlier, after a $4.6 million CEO transition expense, and revenue grew 4.8% to $139.2 million.
Total revenues rose 4.8% to $139.2 million from $132.8 million a year earlier.
Provision for credit losses fell to $43.8 million from $50.5 million; new customer loan volume fell 40.1%.
Adjusted net income, which excludes the after-tax CEO transition expense, was $9.7 million, or $2.12 per diluted share.
Debt outstanding was $572.8 million at June 30, 2026; the company repurchased $2.2 million of stock in the quarter.
NextEra Energy reported second-quarter 2026 GAAP net income of $3.144 billion, or $1.50 per share, up from $2.028 billion, or $0.98 per share, a year earlier. Adjusted earnings rose to $2.407 billion, or $1.15 per share, from $2.164 billion, or $1.05 per share, and the company kept its 2026 adjusted EPS range of $3.92 to $4.02, targeting the high end. Shareholders also see continued progress on the proposed Dominion Energy combination, with merger applications filed and a transaction close expected in the second half of 2027.
Q2 2026 GAAP EPS was $1.50 versus $0.98 in Q2 2025; adjusted EPS was $1.15 versus $1.05, a 9.5% increase
2026 adjusted EPS guidance of $3.92 to $4.02 is unchanged, with the company targeting the high end of the range
FPL reported Q2 2026 net income of $1.412 billion, or $0.67 per share, and full-year 2026 capital investments are expected between $12 billion and $13 billion
Merger filings were made July 15 with state and federal regulators; special shareholder meetings are anticipated in early September
Sensient reported second-quarter 2026 reported revenue of $462.1 million, up 11.6%, and diluted EPS of $1.20, up 36.4% from 88 cents a year earlier. The company raised its 2026 GAAP diluted EPS guidance to between $4.10 and $4.20 from $3.70 to $3.90, and said local currency adjusted EBITDA growth is now expected in the mid-teen to high teen range.
Q2 2026 reported revenue $462.1 million, up 11.6%; local currency revenue up 9.9%
Q2 2026 reported operating income $76.7 million, up 32.9%; net earnings $51.4 million, up 36.6%
2026 GAAP diluted EPS guidance raised to $4.10 to $4.20 from $3.70 to $3.90
Q2 2026 results included $4.3 million of one-time tariff refunds in the Color Group
Bank of America's Board declared a regular quarterly common stock dividend of $0.32 per share, up $0.04 or 14% from the prior quarter. The dividend is payable September 25, 2026 to shareholders of record as of September 4, 2026, and the company said it continues to repurchase stock under a $40 billion authorization.
Quarterly dividend of $0.32 per share, up $0.04 from the prior quarter, an increase of 14%
Dividend payable September 25, 2026 to shareholders of record as of September 4, 2026
In the first half of 2026, the company repurchased $13.2 billion of common stock and paid $4 billion in dividends
As of June 30, 2026, about $17 billion remained under the current repurchase program
American Express reported second-quarter 2026 revenue net of interest expense of $19.6 billion, up 10% from a year earlier, and diluted EPS of $4.53, up 11%. The company raised its full-year 2026 revenue growth guidance to 10% and kept its full-year EPS guidance at $17.30 to $17.90, saying it plans to reinvest the outperformance in growth initiatives.
Q2 2026 net income was $3.1 billion, up 8% from $2.9 billion a year ago; diluted EPS was $4.53 versus $4.08.
Full-year 2026 revenue growth guidance was raised to 10%; full-year EPS guidance of $17.30 to $17.90 was reaffirmed.
Card Member spending (billed business) rose 9% to $455.8 billion in the quarter; provisions for credit losses fell to $1.1 billion from $1.4 billion.
American Express announced a proposed acquisition of TheFork, a European restaurant booking platform.
Central Pacific Financial Corp. reported second-quarter 2026 net income of $20.8 million, or $0.80 per diluted share, up from $20.7 million, or $0.78, in the prior quarter and $18.3 million, or $0.67, a year earlier. The board also raised the quarterly cash dividend 3.4% to $0.30 per share, which matters to shareholders because it increases cash returns while the company continued share repurchases.
Net income $20.8 million and diluted EPS $0.80 in Q2 2026, versus $0.78 in Q1 2026 and $0.67 in Q2 2025
Net interest margin rose 4 basis points to 3.57% from the prior quarter; provision for credit losses was $4.4 million
Repurchased 321,858 shares for $11.3 million in the quarter; $33.2 million remained under the authorization at June 30, 2026
Quarterly dividend increased to $0.30 per share, payable September 15, 2026 to holders of record as of August 31, 2026
Flagstar Bank, N.A. reported second-quarter 2026 net income attributable to common stockholders of $26 million, or $0.06 per diluted share, up from $13 million, or $0.03, in the first quarter and from a net loss of $78 million in the year-ago quarter. The board also authorized a repurchase of up to $250 million of common stock over the next 12 months, which the company says reflects its excess capital.
Adjusted net income attributable to common stockholders was $23 million, or $0.05 per diluted share, excluding a $4 million gain on the Figure Investment.
Pre-provision net revenue was $66 million, up $34 million from the first quarter; operating expenses fell 3% to $427 million.
Total deposits rose $689 million in the quarter, and the CET1 capital ratio was 13.16% at June 30, 2026.
Repurchases may be made in the open market or in privately negotiated deals, and the program can be modified, suspended, or discontinued at any time.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Briefs marked “Written later” were written in November 2026 for filings that were by then more than three weeks old, so months before mid-October 2026 hold a selection: every material 8-K of the past year for the 100 largest companies we cover and the last 15 important 8-Ks of every other one. Briefs the number check holds back are not shown or counted. Also: the last 45 days, briefs by company, A–Z and the live SEC filings wire.