Every material Form 8-K Bancfirst filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
On October 22, 2026, BancFirst Corporation acquired Spirit BankCorp, Inc. and its SpiritBank unit, a privately held community bank based in Tulsa, Oklahoma. Spirit was merged into BancFirst upon closing. The filing reports Spirit's size but does not state the purchase price or any effect on BancFirst's financial results.
Acquisition completed October 22, 2026; Spirit merged into BancFirst at closing
Spirit reported about $866.8 million in total assets, $584.6 million in loans and $776.4 million in deposits
Spirit operates six banking locations: four in Tulsa, one in Sapulpa and one in Bristow, Oklahoma
BancFirst reported third-quarter 2026 net income of $67.3 million, or $1.97 per diluted share, up from $62.7 million, or $1.85 per diluted share, a year earlier. Higher net interest income and growth in noninterest income drove the increase, while nonaccrual loans rose to 0.87% of total loans, which shareholders may want to watch.
Net interest income rose to $136.0 million from $125.6 million, and net interest margin was 3.85% versus 3.79%.
Noninterest income totaled $51.4 million, compared with $49.9 million a year earlier.
Nonaccrual loans were $75.6 million, or 0.87% of total loans, up from 0.72% at December 31, 2025.
CEO David Harlow said the previously announced acquisition of Spirit Bank is on schedule to close in October.
BancFirst reported second-quarter 2026 net income of $66.7 million, or $1.96 per diluted share, up from $62.3 million, or $1.85 per diluted share, a year earlier. Net interest income rose to $133.5 million and net interest margin widened to 3.84%, while noninterest expense and credit provisions also increased. The company said it announced the SpiritBank acquisition during the quarter, with a fourth-quarter close anticipated pending regulatory approval.
Net income $66.7 million ($1.96 diluted EPS) vs. $62.3 million ($1.85) in Q2 2025
Net interest income $133.5 million vs. $121.3 million; net interest margin 3.84% vs. 3.75%
Noninterest expense $97.5 million vs. $88.2 million; provision for credit losses $4.9 million vs. $1.4 million
Nonaccrual loans 0.94% of total loans at June 30, 2026, up from 0.72% at year-end 2025
BancFirst reported first-quarter 2026 net income of $63.0 million, or $1.85 per diluted share, up from $56.1 million, or $1.66 per diluted share, a year earlier. Higher net interest income and noninterest income more than offset a rise in noninterest expense, which included conversion costs for American Bank of Oklahoma.
Net interest income rose to $127.6 million from $115.9 million, and net interest margin was 3.74% versus 3.70%.
Noninterest income totaled $51.4 million, up from $49.0 million, while noninterest expense grew to $96.8 million from $92.2 million.
Total deposits reached $12.9 billion and total assets $15.1 billion at March 31, 2026.
Nonaccrual loans were 0.72% of total loans, and net charge-offs were $1.5 million for the quarter.
BancFirst Corporation appointed Hannah Andrus as its principal accounting officer, effective March 1, 2026, and Randy Foraker retired from the role effective February 27, 2026. The same filing reports a $0.49 per share quarterly common dividend, payable April 15, 2026.
Hannah Andrus, who joined BancFirst in 2024 and previously worked at Ernst & Young LLP, becomes principal accounting officer on March 1, 2026.
Randy Foraker, principal accounting officer since April 1, 2015, retired effective February 27, 2026.
Board declared a $0.49 per share common dividend payable April 15, 2026, to holders of record on March 31, 2026.
A $0.45 per share trust preferred dividend is also payable April 15, 2026, funded by a quarterly interest payment on $26.8 million of 7.20% Junior Subordinated Debentures.
BancFirst reported fourth-quarter 2025 net income of $59.5 million, or $1.75 per diluted share, up from $56.5 million, or $1.68 per diluted share, a year earlier. Net interest income rose to $127.7 million, helped by loan growth and the November 2025 acquisition of American Bank of Oklahoma, but higher noninterest expense and a drop from the third quarter's $62.7 million net income show the quarter's profit was not uniform.
Q4 2025 net income $59.5 million ($1.75 diluted EPS) vs. $56.5 million ($1.68) in Q4 2024; down from $62.7 million in Q3 2025
Net interest income $127.7 million vs. $115.9 million a year earlier; net interest margin 3.71% vs. 3.68%
Noninterest expense rose to $107.4 million from $92.3 million, driven by a $5.6 million increase in net expense from other real estate owned
Full-year 2025 net income of $240.6 million, which the CEO said was a record; American Bank of Oklahoma acquired November 17, 2025 for $33 million
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Bancfirst filing is on SEC EDGAR ↗. 8-K briefs of other companies →