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Capitol Federal Savings Bank (CFFN)

Nasdaq Financials Regional Banks S&P SmallCap 600
$8.43
-0.06 (-0.71%)
Close of Nov 06, 2026 · end-of-day data
Source: Capitol Federal Savings Bank's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 04, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$15.05M$15.64M$16.60M$14.80M$16.50M$18.10M$17.60M$15.30M$16.30M
Interest expense$117.80M$123.12M$123.56M$115.64M$83.18M$86.95M$206.52M——
Pre-tax income$127.92M$123.91M$120.65M$80.63M$96.03M$107.20M-$138.96M$54.10M$83.02M
Income tax$43.78M$24.98M$26.41M$16.09M$19.95M$22.75M-$37.30M$16.09M$15.00M
Net income$84.14M$98.93M$94.24M$64.54M$76.08M$84.45M-$101.66M$38.01M$68.03M
EPS (basic)$0.63$0.73$0.68$0.47$0.56$0.62$-0.76$0.29$0.52
EPS (diluted)$0.63$0.73$0.68$0.47$0.56$0.62$-0.76$0.29$0.52
Diluted shares134.24M134.76M137.74M137.90M135.50M135.70M133.56M130.67M129.99M
Net margin558.9%632.7%567.7%436.1%461.1%466.6%-577.6%248.4%417.3%

Balance sheet

fiscal years · USD
Fiscal yearFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$351.66M$139.06M$220.37M$185.15M$42.26M$49.19M$245.60M$217.31M$252.44M
Goodwill————$9.32M$9.32M$9.32M$9.32M$9.32M
Total assets$9.19B$9.45B$9.34B$9.49B$9.63B$9.62B$10.18B$9.53B$9.78B
Total liabilities$7.82B$8.06B$8.00B$8.20B$8.39B$8.53B$9.13B$8.50B$8.73B
Shareholders' equity$1.37B$1.39B$1.34B$1.28B$1.24B$1.10B$1.04B$1.03B$1.05B

Cash flow

fiscal years · USD
Fiscal yearFY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$85.44M$124.16M$80.95M$92.93M$74.47M$97.30M$47.53M$31.18M$55.04M
Capital expenditures$9.13M$11.76M$11.73M$14.74M$9.41M$5.56M$6.28M$7.18M$5.20M
Free cash flow$76.32M$112.40M$69.22M$78.19M$65.06M$91.74M$41.25M$24.00M$49.84M
Investing cash flow$146.28M-$21.57M$233.26M-$151.29M-$326.67M-$167.58M-$329.10M$629.11M-$206.59M
Financing cash flow-$161.83M-$315.20M-$199.56M$44.37M$82.78M$49.18M$477.98M-$688.59M$186.68M
Dividends paid$117.96M$118.31M$134.93M$93.86M$117.89M$103.13M$83.17M$44.52M$44.25M
Share buybacks$0$0$0$20.77M$4.57M$0$23.45M$19.45M$3.89M
Stock-based compensation$506.00K$372.00K$552.00K$570.00K$496.00K$498.00K$327.00K$358.00K$400.00K

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.