Every material Form 8-K Capitol Federal Savings Bank has filed with the SEC since December 01, 2023, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Capitol Federal Financial reported fourth quarter fiscal 2026 net income of $22.4 million, or $0.18 per share, down from $23.6 million, or $0.19 per share, in the prior quarter, mainly due to higher non-interest expenses and lower non-interest income. For fiscal 2026, net income rose to $86.4 million from $68.0 million, and the board intends to continue the $0.085 quarterly dividend.
Q4 fiscal 2026 net income was $22.4 million, or $0.18 per share, versus $23.6 million, or $0.19 per share, for the quarter ended June 30, 2026.
Fiscal 2026 net income was $86.4 million, or $0.69 per share, versus $68.0 million, or $0.52 per share, in fiscal 2025.
Net interest margin rose to 2.39% from 2.31%, while non-interest expense increased to $32.7 million from $31.3 million.
Quarterly cash dividend of $0.085 per share is payable November 20, 2026, to stockholders of record as of November 6, 2026.
Capitol Federal Financial said it appointed William "Billy" Skrobacz Jr., currently Executive Vice President and Chief Retail Operations Officer, as President of the Company and Capitol Federal Savings Bank, effective October 1, 2026. Skrobacz will handle day-to-day operations of both entities, while John B. Dicus remains Chairman and Chief Executive Officer.
Skrobacz will oversee commercial operations, all support functions and strategy setting at both the Company and the Bank.
John B. Dicus will continue as Chairman and Chief Executive Officer of both entities.
Skrobacz's new base salary is $460,000, and he was awarded 22,500 shares vesting over five years.
Sarah Sanders will succeed Skrobacz as Executive Vice President and Chief Retail Operations Officer, effective October 1, 2026.
Capitol Federal Financial, Inc. disclosed that Tara Van Houweling, a reporting director and principal accounting officer, intends to leave the company effective October 9, 2026, after 23 years of service. CFO Kent Townsend will take over the principal accounting officer role, so the accounting function remains under a senior finance executive during the transition.
Tara Van Houweling notified the company of her departure on September 18, 2026, effective October 9, 2026.
Van Houweling held the roles of reporting director and principal accounting officer and had 23 years of service.
Kent Townsend, Executive Vice President and Chief Financial Officer, will serve as principal accounting officer.
For the quarter ended June 30, 2026, Capitol Federal reported net income of $23.6 million, or $0.19 per share, up from $20.1 million, or $0.16 per share, in the prior quarter. The increase was due mainly to a release of credit loss provision versus an expense last quarter, plus higher net interest income. The company also announced a regular quarterly dividend of $0.085 per share and repurchased 1,837,832 shares during the quarter.
Net income of $23.6 million, or $0.19 per share, versus $20.1 million, or $0.16 per share, in the March 31, 2026 quarter
Net interest margin rose to 2.31% from 2.24%; efficiency ratio improved to 52.10% from 52.45%
Non-interest expense rose 3.5% to $31.3 million; total assets were $9.66 billion at June 30, 2026
Quarterly cash dividend of $0.085 per share payable August 21, 2026 to holders of record August 7, 2026
Capitol Federal Financial reported second-quarter fiscal 2026 net income of $20.1 million, or $0.16 per share, slightly below $20.3 million in the prior quarter. Higher net interest income was offset by a higher provision for credit losses, and the company's net interest margin rose to 2.24%. The company also announced a quarterly dividend of $0.085 per share payable May 15, 2026, and said it expects share repurchases to continue as market opportunities present themselves.
Net income of $20.1 million, or $0.16 per share, versus $20.3 million, or $0.16 per share, in the prior quarter
Net interest margin rose five basis points to 2.24%; net interest income increased $949 thousand to $52.3 million
Provision for credit losses was $2.4 million, versus $1.1 million in the prior quarter, including a $4.0 million specific valuation allowance on a nonaccrual commercial relationship
Quarterly cash dividend of $0.085 per share payable May 15, 2026 to holders of record on May 1, 2026
Capitol Federal Financial reported first quarter fiscal 2026 net income of $20.3 million, or $0.16 per share, for the quarter ended December 31, 2025, up from $18.8 million, or $0.14 per share, in the prior quarter. The increase was due primarily to higher net interest income, and the company repurchased 2,376,633 shares for $16.3 million and declared a quarterly dividend of $0.085 per share. Its Federal Reserve non-objection for up to $75 million of buybacks expires in February 2026.
Net income of $20.3 million, or $0.16 per share, versus $18.8 million, or $0.14 per share, for the quarter ended September 30, 2025
Net interest margin rose to 2.19% from 2.09%; efficiency ratio improved to 53.66% from 56.84%
Quarterly cash dividend of $0.085 per share payable February 20, 2026 to holders of record on February 6, 2026
Repurchased 2,376,633 shares for $16.3 million; $54.8 million remains under the current authorization
Capitol Federal Financial, Inc. (NASDAQ: CFFN) reported net income of $68.0 million, or $0.52 per share, for the fiscal year ended September 30, 2025, up from $38.0 million, or $0.29 per share, a year earlier. The prior year included a $13.3 million securities loss, and the company reported $18.8 million, or $0.14 per share, of net income for the fourth quarter. The company also declared a quarterly cash dividend of $0.085 per share, which matters to shareholders because the Board intends to continue that dividend in fiscal 2026.
Fiscal 2025 net income was $68.0 million, or $0.52 per share, versus $38.0 million, or $0.29 per share, in fiscal 2024.
Fourth-quarter net income was $18.8 million, or $0.14 per share, up from $18.4 million in the prior quarter.
Net interest margin rose 11 basis points to 2.09% in the quarter, from 1.98% in the prior quarter.
Quarterly cash dividend of $0.085 per share is payable November 21, 2025, to stockholders of record on November 7, 2025.
Capitol Federal Financial's board approved a change to its Short-Term Performance Plan on September 23, 2025. The efficiency ratio performance target is replaced with an operating expense ratio target, effective for the fiscal 2026 plan year, and the plan applies to all officers, including named executive officers. The company says the new measure is intended to give a more direct gauge of management's control over operating costs.
Board approved the plan change on September 23, 2025, effective for the fiscal year 2026 plan year
Efficiency ratio performance target removed and replaced with operating expense ratio target
Plan applies to all officers, including named executive officers
Amended plan dated September 23, 2025 filed as Exhibit 10.7
Capitol Federal Financial, Inc. (NASDAQ: CFFN) reported third quarter fiscal 2025 net income of $18.4 million, or $0.14 per share, up from $15.4 million, or $0.12 per share, in the prior quarter. The filing also announced a quarterly cash dividend of $0.085 per share, and management said a Kansas tax law change lowered its expected fiscal 2025 effective tax rate to 18% to 19%.
Q3 net income was $18.4 million, or $0.14 per share, versus $15.4 million, or $0.12 per share, in the quarter ended March 31, 2025.
Net interest margin rose six basis points to 1.98%, mainly from growth in commercial loans.
The efficiency ratio improved to 58.26% from 60.54%.
A $0.085 per share dividend is payable August 15, 2025, to holders of record on August 1, 2025.
Capitol Federal Financial, Inc. reported net income of $15.4 million, or $0.12 per share, for the quarter ended March 31, 2025, unchanged from the prior quarter. Net interest margin rose six basis points to 1.92%, but higher non-interest expense offset the gain in net interest income, so profit did not change. The company also announced a quarterly cash dividend of $0.085 per share, payable May 16, 2025.
Net income of $15.4 million and EPS of $0.12, both unchanged from the quarter ended December 31, 2024
Net interest margin increased to 1.92% from 1.86%, mainly due to lower deposit costs on retail certificates of deposit
Total non-interest expense rose 8.8% to $29.5 million; efficiency ratio was 60.54% versus 57.86% in the prior quarter
Quarterly cash dividend of $0.085 per share, payable May 16, 2025 to holders of record on May 2, 2025
Capitol Federal Financial reported first-quarter fiscal 2025 net income of $15.4 million, or $0.12 per share, for the quarter ended December 31, 2024, up from $12.1 million, or $0.09 per share, in the prior quarter. The increase was mainly due to lower income tax expense, since the prior quarter included tax tied to a pre-1988 bad debt recapture. The company also announced a quarterly dividend of $0.085 per share, which is unchanged.
Net income of $15.4 million, or $0.12 per share, versus $12.1 million, or $0.09 per share, in the quarter ended September 30, 2024.
Net interest margin rose six basis points to 1.86% from 1.80% in the prior quarter.
Management expects non-interest expenses to rise 4.0% in fiscal 2025 compared to fiscal 2024.
Quarterly dividend of $0.085 per share, payable February 21, 2025, to stockholders of record as of February 7, 2025.
Capitol Federal Financial, Inc. reported results for the fourth quarter and fiscal year ended September 30, 2024, and declared a quarterly cash dividend of $0.085 per share. Quarterly net income rose from $9.6 million to $12.1 million, mainly because the bank recorded a release of credit loss provisions instead of an expense. Fiscal year net income was $38.0 million, compared with a net loss of $101.7 million in the prior year, which included a securities strategy loss.
Q4 net income of $12.1 million, or $0.09 per share, versus $9.6 million, or $0.07 per share, in the June 30, 2024 quarter
Net interest margin of 1.80% for the quarter, up from 1.77%
Fiscal year net income of $38.0 million, or $0.29 per share, versus a net loss of $101.7 million, or $(0.76) per share, in fiscal 2023
Quarterly cash dividend of $0.085 per share, payable November 15, 2024, to holders of record as of November 1, 2024
Capitol Federal Financial reported third-quarter fiscal 2024 net income of $9.6 million, or $0.07 per share, down from $13.8 million, or $0.11 per share, in the prior quarter. The company said higher income tax expense tied to the Bank's pre-1988 bad debt recapture and a higher provision for credit losses drove the decline, and it said quarterly earnings may not fully cover its $0.085 quarterly dividend.
Net income of $9.6 million, or $0.07 per share, for the quarter ended June 30, 2024, versus $13.8 million, or $0.11 per share, for the quarter ended March 31, 2024
Income tax expense on the pre-1988 bad debt recapture reduced earnings by $0.03 per share in the quarter
Net interest margin was 1.77%, down from 1.82% in the prior quarter
Quarterly cash dividend of $0.085 per share payable August 16, 2024 to holders of record on August 2, 2024; the company held $49.1 million in cash at June 30, 2024
Capitol Federal Financial reported net income of $13.8 million, or $0.11 per share, for the quarter ended March 31, 2024, up from $2.5 million, or $0.02 per share, in the prior quarter. The prior quarter included a $13.3 million securities strategy loss, and the company also announced a $0.085 per share quarterly dividend payable May 17, 2024. For the six months, net income fell to $16.3 million from $30.4 million, mainly because of that securities loss and lower net interest income.
Quarter ended March 31, 2024: net income $13.8 million, $0.11 per share, versus $2.5 million, $0.02 per share, in the quarter ended December 31, 2023
Prior quarter included $13.3 million ($10.0 million net of tax) in net losses from the securities strategy; net interest margin rose to 1.82% from 1.71%
Six months ended March 31, 2024: net income $16.3 million, $0.12 per share, versus $30.4 million, $0.23 per share a year earlier
Quarterly cash dividend of $0.085 per share, payable May 17, 2024, to stockholders of record on May 3, 2024
Capitol Federal Financial reported net income of $2.5 million, or $0.02 per share, for the quarter ended December 31, 2023, compared with a net loss of $140.4 million in the prior quarter. The company said that excluding losses from its securities strategy, EPS would have been $0.10, but net income fell from $16.2 million, or $0.12 per share, in the year-earlier quarter. The company also declared a quarterly dividend of $0.085 per share payable February 16, 2024.
Net income of $2.5 million, or $0.02 per share, versus a net loss of $140.4 million, or $(1.05) per share, in the quarter ended September 30, 2023
Securities strategy included a $13.3 million loss in the quarter; EPS excluding the strategy was $0.10
Net interest margin rose to 1.71% from 1.21% in the prior quarter; prior-year quarter net income was $16.2 million, or $0.12 per share
Quarterly dividend of $0.085 per share payable February 16, 2024 to holders of record as of February 2, 2024
Capitol Federal Financial said Executive Vice President and Chief Commercial Banking Officer Robert D. Kobbeman informed the board on November 28, 2023, of his intent to retire effective February 29, 2024. The company has begun searching for a successor, so shareholders will see a senior commercial banking leadership change in early 2024.
Robert D. Kobbeman, Executive Vice President and Chief Commercial Banking Officer, plans to retire effective February 29, 2024
Notice given to the board on November 28, 2023
Kobbeman served 5 years at Capitol Federal Savings Bank and 45 years in banking, per the filing
Management has begun the search for a successor; no successor is named in the filing
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