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AI brief of an SEC Form 8-K · Capitol Federal Savings Bank (CFFN)

Capitol Federal Financial Q2 net income $20.1 million, $0.16 a share, little changed

Mixed Impact 3 of 5 earnings Written later

Capitol Federal Financial reported second-quarter fiscal 2026 net income of $20.1 million, or $0.16 per share, slightly below $20.3 million in the prior quarter. Higher net interest income was offset by a higher provision for credit losses, and the company's net interest margin rose to 2.24%. The company also announced a quarterly dividend of $0.085 per share payable May 15, 2026, and said it expects share repurchases to continue as market opportunities present themselves.

Key points

  • Net income of $20.1 million, or $0.16 per share, versus $20.3 million, or $0.16 per share, in the prior quarter
  • Net interest margin rose five basis points to 2.24%; net interest income increased $949 thousand to $52.3 million
  • Provision for credit losses was $2.4 million, versus $1.1 million in the prior quarter, including a $4.0 million specific valuation allowance on a nonaccrual commercial relationship
  • Quarterly cash dividend of $0.085 per share payable May 15, 2026 to holders of record on May 1, 2026

The filing

CompanyCapitol Federal Savings Bank (CFFN)
Form8-K, current report
Filed with the SECApr 29, 2026, 10:01 AM ET
Accession number0001490906-26-000015

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.