AI brief of an SEC Form 8-K · Capitol Federal Savings Bank (CFFN)

Capitol Federal reports Q4 net income of $22.4 million, down from $23.6 million

Mixed Impact 3 of 5 earnings

Capitol Federal Financial reported fourth quarter fiscal 2026 net income of $22.4 million, or $0.18 per share, down from $23.6 million, or $0.19 per share, in the prior quarter, mainly due to higher non-interest expenses and lower non-interest income. For fiscal 2026, net income rose to $86.4 million from $68.0 million, and the board intends to continue the $0.085 quarterly dividend.

Key points

  • Q4 fiscal 2026 net income was $22.4 million, or $0.18 per share, versus $23.6 million, or $0.19 per share, for the quarter ended June 30, 2026.
  • Fiscal 2026 net income was $86.4 million, or $0.69 per share, versus $68.0 million, or $0.52 per share, in fiscal 2025.
  • Net interest margin rose to 2.39% from 2.31%, while non-interest expense increased to $32.7 million from $31.3 million.
  • Quarterly cash dividend of $0.085 per share is payable November 20, 2026, to stockholders of record as of November 6, 2026.

The filing

CompanyCapitol Federal Savings Bank (CFFN)
Form8-K, current report
Filed with the SECOct 28, 2026, 9:45 AM ET
Accession number0001490906-26-000036

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI (Anthropic Claude, claude-haiku-5-5) on Nov 7, 2026, 11:17 PM ET, from the text of the filing and its press-release exhibits only.

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.