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AI brief of an SEC Form 8-K · Capitol Federal Savings Bank (CFFN)

Capitol Federal Financial Q3 net income rises to $23.6 million, $0.19 per share

Positive Impact 3 of 5 earnings Written later

For the quarter ended June 30, 2026, Capitol Federal reported net income of $23.6 million, or $0.19 per share, up from $20.1 million, or $0.16 per share, in the prior quarter. The increase was due mainly to a release of credit loss provision versus an expense last quarter, plus higher net interest income. The company also announced a regular quarterly dividend of $0.085 per share and repurchased 1,837,832 shares during the quarter.

Key points

  • Net income of $23.6 million, or $0.19 per share, versus $20.1 million, or $0.16 per share, in the March 31, 2026 quarter
  • Net interest margin rose to 2.31% from 2.24%; efficiency ratio improved to 52.10% from 52.45%
  • Non-interest expense rose 3.5% to $31.3 million; total assets were $9.66 billion at June 30, 2026
  • Quarterly cash dividend of $0.085 per share payable August 21, 2026 to holders of record August 7, 2026

The filing

CompanyCapitol Federal Savings Bank (CFFN)
Form8-K, current report
Filed with the SECJul 29, 2026, 11:42 AM ET
Accession number0001490906-26-000022

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 29, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.