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AI brief of an SEC Form 8-K · Capitol Federal Savings Bank (CFFN)

Capitol Federal Financial Q1 net income rises to $20.3 million, EPS $0.16

Positive Impact 3 of 5 earnings Written later

Capitol Federal Financial reported first quarter fiscal 2026 net income of $20.3 million, or $0.16 per share, for the quarter ended December 31, 2025, up from $18.8 million, or $0.14 per share, in the prior quarter. The increase was due primarily to higher net interest income, and the company repurchased 2,376,633 shares for $16.3 million and declared a quarterly dividend of $0.085 per share. Its Federal Reserve non-objection for up to $75 million of buybacks expires in February 2026.

Key points

  • Net income of $20.3 million, or $0.16 per share, versus $18.8 million, or $0.14 per share, for the quarter ended September 30, 2025
  • Net interest margin rose to 2.19% from 2.09%; efficiency ratio improved to 53.66% from 56.84%
  • Quarterly cash dividend of $0.085 per share payable February 20, 2026 to holders of record on February 6, 2026
  • Repurchased 2,376,633 shares for $16.3 million; $54.8 million remains under the current authorization

The filing

CompanyCapitol Federal Savings Bank (CFFN)
Form8-K, current report
Filed with the SECJan 28, 2026, 11:35 AM ET
Accession number0001490906-26-000004

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 28, 2026.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.