Every material Form 8-K Capitol Federal Savings Bank filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Capitol Federal Financial, Inc. (NASDAQ: CFFN) reported net income of $68.0 million, or $0.52 per share, for the fiscal year ended September 30, 2025, up from $38.0 million, or $0.29 per share, a year earlier. The prior year included a $13.3 million securities loss, and the company reported $18.8 million, or $0.14 per share, of net income for the fourth quarter. The company also declared a quarterly cash dividend of $0.085 per share, which matters to shareholders because the Board intends to continue that dividend in fiscal 2026.
Fiscal 2025 net income was $68.0 million, or $0.52 per share, versus $38.0 million, or $0.29 per share, in fiscal 2024.
Fourth-quarter net income was $18.8 million, or $0.14 per share, up from $18.4 million in the prior quarter.
Net interest margin rose 11 basis points to 2.09% in the quarter, from 1.98% in the prior quarter.
Quarterly cash dividend of $0.085 per share is payable November 21, 2025, to stockholders of record on November 7, 2025.
Capitol Federal Financial's board approved a change to its Short-Term Performance Plan on September 23, 2025. The efficiency ratio performance target is replaced with an operating expense ratio target, effective for the fiscal 2026 plan year, and the plan applies to all officers, including named executive officers. The company says the new measure is intended to give a more direct gauge of management's control over operating costs.
Board approved the plan change on September 23, 2025, effective for the fiscal year 2026 plan year
Efficiency ratio performance target removed and replaced with operating expense ratio target
Plan applies to all officers, including named executive officers
Amended plan dated September 23, 2025 filed as Exhibit 10.7
Capitol Federal Financial, Inc. (NASDAQ: CFFN) reported third quarter fiscal 2025 net income of $18.4 million, or $0.14 per share, up from $15.4 million, or $0.12 per share, in the prior quarter. The filing also announced a quarterly cash dividend of $0.085 per share, and management said a Kansas tax law change lowered its expected fiscal 2025 effective tax rate to 18% to 19%.
Q3 net income was $18.4 million, or $0.14 per share, versus $15.4 million, or $0.12 per share, in the quarter ended March 31, 2025.
Net interest margin rose six basis points to 1.98%, mainly from growth in commercial loans.
The efficiency ratio improved to 58.26% from 60.54%.
A $0.085 per share dividend is payable August 15, 2025, to holders of record on August 1, 2025.
Capitol Federal Financial, Inc. reported net income of $15.4 million, or $0.12 per share, for the quarter ended March 31, 2025, unchanged from the prior quarter. Net interest margin rose six basis points to 1.92%, but higher non-interest expense offset the gain in net interest income, so profit did not change. The company also announced a quarterly cash dividend of $0.085 per share, payable May 16, 2025.
Net income of $15.4 million and EPS of $0.12, both unchanged from the quarter ended December 31, 2024
Net interest margin increased to 1.92% from 1.86%, mainly due to lower deposit costs on retail certificates of deposit
Total non-interest expense rose 8.8% to $29.5 million; efficiency ratio was 60.54% versus 57.86% in the prior quarter
Quarterly cash dividend of $0.085 per share, payable May 16, 2025 to holders of record on May 2, 2025
Capitol Federal Financial reported first-quarter fiscal 2025 net income of $15.4 million, or $0.12 per share, for the quarter ended December 31, 2024, up from $12.1 million, or $0.09 per share, in the prior quarter. The increase was mainly due to lower income tax expense, since the prior quarter included tax tied to a pre-1988 bad debt recapture. The company also announced a quarterly dividend of $0.085 per share, which is unchanged.
Net income of $15.4 million, or $0.12 per share, versus $12.1 million, or $0.09 per share, in the quarter ended September 30, 2024.
Net interest margin rose six basis points to 1.86% from 1.80% in the prior quarter.
Management expects non-interest expenses to rise 4.0% in fiscal 2025 compared to fiscal 2024.
Quarterly dividend of $0.085 per share, payable February 21, 2025, to stockholders of record as of February 7, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Capitol Federal Savings Bank filing is on SEC EDGAR ↗. 8-K briefs of other companies →