Capitol Federal Financial reports flat Q2 fiscal 2025 net income of $15.4 million
Capitol Federal Financial, Inc. reported net income of $15.4 million, or $0.12 per share, for the quarter ended March 31, 2025, unchanged from the prior quarter. Net interest margin rose six basis points to 1.92%, but higher non-interest expense offset the gain in net interest income, so profit did not change. The company also announced a quarterly cash dividend of $0.085 per share, payable May 16, 2025.
Key points
- Net income of $15.4 million and EPS of $0.12, both unchanged from the quarter ended December 31, 2024
- Net interest margin increased to 1.92% from 1.86%, mainly due to lower deposit costs on retail certificates of deposit
- Total non-interest expense rose 8.8% to $29.5 million; efficiency ratio was 60.54% versus 57.86% in the prior quarter
- Quarterly cash dividend of $0.085 per share, payable May 16, 2025 to holders of record on May 2, 2025
The filing
Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2025.
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.