AI brief of an SEC Form 8-K · Capitol Federal Savings Bank (CFFN)

Capitol Federal Financial FY2025 net income rises to $68.0 million from $38.0 million

Positive Impact 3 of 5 earnings Written later

Capitol Federal Financial, Inc. (NASDAQ: CFFN) reported net income of $68.0 million, or $0.52 per share, for the fiscal year ended September 30, 2025, up from $38.0 million, or $0.29 per share, a year earlier. The prior year included a $13.3 million securities loss, and the company reported $18.8 million, or $0.14 per share, of net income for the fourth quarter. The company also declared a quarterly cash dividend of $0.085 per share, which matters to shareholders because the Board intends to continue that dividend in fiscal 2026.

Key points

  • Fiscal 2025 net income was $68.0 million, or $0.52 per share, versus $38.0 million, or $0.29 per share, in fiscal 2024.
  • Fourth-quarter net income was $18.8 million, or $0.14 per share, up from $18.4 million in the prior quarter.
  • Net interest margin rose 11 basis points to 2.09% in the quarter, from 1.98% in the prior quarter.
  • Quarterly cash dividend of $0.085 per share is payable November 21, 2025, to stockholders of record on November 7, 2025.

The filing

CompanyCapitol Federal Savings Bank (CFFN)
Form8-K, current report
Filed with the SECOct 29, 2025, 9:21 AM ET
Accession number0001490906-25-000027

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 29, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.