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AI brief of an SEC Form 8-K · Capitol Federal Savings Bank (CFFN)

Capitol Federal Financial Q1 net income rises to $15.4 million, EPS $0.12

Positive Impact 3 of 5 earnings Written later

Capitol Federal Financial reported first-quarter fiscal 2025 net income of $15.4 million, or $0.12 per share, for the quarter ended December 31, 2024, up from $12.1 million, or $0.09 per share, in the prior quarter. The increase was mainly due to lower income tax expense, since the prior quarter included tax tied to a pre-1988 bad debt recapture. The company also announced a quarterly dividend of $0.085 per share, which is unchanged.

Key points

  • Net income of $15.4 million, or $0.12 per share, versus $12.1 million, or $0.09 per share, in the quarter ended September 30, 2024.
  • Net interest margin rose six basis points to 1.86% from 1.80% in the prior quarter.
  • Management expects non-interest expenses to rise 4.0% in fiscal 2025 compared to fiscal 2024.
  • Quarterly dividend of $0.085 per share, payable February 21, 2025, to stockholders of record as of February 7, 2025.

The filing

CompanyCapitol Federal Savings Bank (CFFN)
Form8-K, current report
Filed with the SECJan 29, 2025, 9:04 AM ET
Accession number0001490906-25-000004

Items reported: 2.02 Results of Operations7.01 Regulation FD Disclosure

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 6:59 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 29, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.