Every material Form 8-K Frost Bank filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Cullen/Frost Bankers said it will voluntarily move the listings of its common stock and Series B preferred depositary shares from the New York Stock Exchange to the Texas Stock Exchange. Trading on the TXSE is expected to begin November 12, 2026, and the tickers CFR and CFR.PrB will stay the same, with the company stating no shareholder action is required.
NYSE trading in common stock (CFR) and depositary shares (CFR.PrB) is expected to end at market close on November 11, 2026.
TXSE trading is expected to begin at market open on November 12, 2026, under the existing symbols.
The filing states no action is required from Cullen/Frost shareholders for the transfer.
The company reported $54.5 billion in assets at September 30, 2026.
Cullen/Frost reported third quarter 2026 net income available to common shareholders of $178.5 million, or $2.84 per diluted share, up from $172.7 million, or $2.67 per share, a year earlier. Net interest income rose 5.8 percent and average loans grew 9.0 percent year over year, while non-interest expense rose 7.0 percent. The board declared a fourth-quarter common dividend of $1.03 per share, payable December 15, 2026.
Q3 2026 net income available to common shareholders: $178.5 million, versus $172.7 million in Q3 2025
Diluted EPS: $2.84, versus $2.67; nine-month EPS of $8.19 was up 11.3 percent
Credit loss expense was $12.1 million, versus $6.8 million a year earlier; non-accrual loans fell to $63.7 million from $112.7 million in Q2 2026
Board declared a $1.03 per common share dividend, payable December 15, 2026 to holders of record on November 30
Cullen/Frost Bankers reported second quarter 2026 net income available to common shareholders of $170.4 million, or $2.70 per diluted share, up from $2.39 a year earlier. Net interest income rose 4.3% and average loans grew 7.4% from a year earlier, while non-accrual loans increased to $112.7 million from $62.4 million. The company also declared a third quarter common dividend of $1.03 per share, which matters to shareholders because it reflects higher earnings alongside continued capital returns.
Q2 2026 net income available to common shareholders was $170.4 million, versus $155.3 million in Q2 2025.
Net interest income was $470.1 million on a taxable-equivalent basis, up 4.3% year over year.
Non-accrual loans were $112.7 million at June 30, 2026, up from $62.4 million a year earlier.
Third quarter common dividend of $1.03 per share is payable September 15, 2026, to holders of record on August 31.
Cullen/Frost Bankers reported first-quarter 2026 net income available to common shareholders of $169.3 million, or $2.65 per diluted share, up from $149.3 million, or $2.30 per diluted share, a year earlier. The board also raised the quarterly common dividend 3.0 percent to $1.03 per share, which shareholders of record on May 29, 2026 will receive on June 15, 2026.
Net income available to common shareholders was $169.3 million, or $2.65 per diluted share, versus $149.3 million, or $2.30 per diluted share, in the first quarter of 2025.
Net interest income on a taxable-equivalent basis rose 5.6 percent to $460.8 million, while non-interest expense rose 5.1 percent to $365.7 million.
Quarterly common dividend increased to $1.03 per share from $1.00, payable June 15, 2026 to shareholders of record on May 29, 2026.
The company repurchased 507,753 shares for $70.0 million in the quarter and had $230 million remaining under its $300 million authorization, which expires in January 2027.
On January 28, 2026, Cullen/Frost's board elected Marsha M. Shields and Jeffrey M. Rummel as directors and expanded the board from thirteen to fifteen members. Director Chris Avery notified the company on January 27, 2026, that he will retire and not stand for re-election when his term expires at the 2026 annual meeting, scheduled for April 29, 2026. The filing contains no financial figures; the changes concern board composition and independence.
Marsha M. Shields and Jeffrey M. Rummel elected directors on January 28, 2026; board size raised from 13 to 15.
Chris Avery notified the company on January 27, 2026, of his retirement; his term ends at the annual meeting scheduled for April 29, 2026.
Rummel was managing partner of Ernst & Young's San Antonio office from 2020 to June 2025; Shields is CEO and Managing Partner of McCombs Enterprises.
Both new directors were determined to be independent and will serve on the Audit and Risk Committees; Shields has an ownership stake in entities with 2025 banking transactions with the company.
Cullen/Frost reported fourth-quarter 2025 net income available to common shareholders of $164.6 million, up 7.4% from a year earlier, and full-year 2025 net income available to common shareholders of $641.9 million, up 11.5%. The board also authorized a $300 million common stock repurchase program running through January 27, 2027, and declared a $1.00 first-quarter dividend per common share, which gives shareholders a direct view of capital returns.
Q4 2025 diluted EPS was $2.56, versus $2.36 in Q4 2024; net interest margin was 3.66%, versus 3.53%.
Full-year 2025 diluted EPS was $9.92, versus $8.87 in 2024.
Board authorized up to $300 million of common stock repurchases over one year, expiring January 27, 2027; the company completed its prior $150 million authorization.
First-quarter cash dividend of $1.00 per common share is payable March 13, 2026, to holders of record on February 27, 2026.
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Frost Bank filing is on SEC EDGAR ↗. 8-K briefs of other companies →