AI brief of an SEC Form 8-K · City Holding (CHCO)

City Holding reports record 2024 net income of $117.1 million, diluted EPS of $7.89

Positive Impact 3 of 5 earnings Written later

City Holding Company reported record net income of $117.1 million and diluted EPS of $7.89 for 2024, up from $114.4 million and $7.61 in 2023. Fourth-quarter net income was $28.7 million, or $1.94 per diluted share, below the third quarter's $29.8 million and $2.02, but above the $27.5 million and $1.84 in the fourth quarter of 2023. The filing also shows the net interest margin narrowing to 3.86% for 2024 from 4.01%.

Key points

  • 2024 net income of $117.1 million versus $114.4 million in 2023; diluted EPS of $7.89 versus $7.61
  • Fourth-quarter 2024 net income of $28.7 million and diluted EPS of $1.94, down from $2.02 in the third quarter of 2024
  • Net interest margin fell to 3.86% for 2024 from 4.01% in 2023
  • Nonperforming assets rose to $15.0 million at December 31, 2024, from $8.6 million a year earlier, mainly due to one movie theater loan

The filing

CompanyCity Holding (CHCO)
Form8-K, current report
Filed with the SECJan 23, 2025, 10:40 AM ET
Accession number0000726854-25-000005

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:54 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on January 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.