Flash FinanceUS
Pre-market S&P 5007,376.86+0.31% Nasdaq24,579.42+1.09% Dow 3051,285.73-0.46% Russell 20002,754.11+0.89% Nasdaq-10026,989.99+1.35% MidCap 4003,602.50+0.56% SmallCap 6001,673.98+0.05% VIX25.64-9.01% 10Y Yield4.86+0.45% Close of Nov 06, 2026
AI brief of an SEC Form 8-K · City Holding (CHCO)

City Holding Co. reports record Q2 2025 net income of $33.4 million, EPS $2.29

Positive Impact 3 of 5 earnings Written later

City Holding Company reported record quarterly net income of $33.4 million and diluted earnings of $2.29 per share for the quarter ended June 30, 2025, up from $29.1 million and $1.96 per share a year earlier. Net interest margin rose to 3.95% from 3.84% in the first quarter, and nonperforming assets fell to 0.33% of loans and other real estate owned from 0.38%, which supports the earnings result for shareholders.

Key points

  • Q2 2025 net income was $33.4 million, versus $30.3 million in Q1 2025 and $29.1 million in Q2 2024.
  • Diluted EPS was $2.29, compared with $2.06 in Q1 2025 and $1.96 in Q2 2024.
  • Net interest margin increased to 3.95% from 3.84% in Q1 2025; the company recorded a $2.0 million recovery of credit losses in Q2.
  • The Board approved a quarterly cash dividend of $0.79 per share, payable July 31, 2025 to holders of record as of July 15, 2025.

The filing

CompanyCity Holding (CHCO)
Form8-K, current report
Filed with the SECJul 22, 2025, 10:38 AM ET
Accession number0000726854-25-000150

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:54 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on July 22, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.