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AI brief of an SEC Form 8-K · City Holding (CHCO)

City Holding Q1 2025 net income rises to $30.3 million, $2.06 diluted EPS

Positive Impact 3 of 5 earnings Written later

City Holding Company reported first-quarter 2025 net income of $30.3 million, or $2.06 per diluted share, up from $1.94 in the fourth quarter of 2024 and $1.97 in the first quarter of 2024. Net interest margin improved to 3.84% from 3.75% in the fourth quarter, and no provision for credit losses was recorded, while non-interest expenses rose 4.8% year over year to $37.6 million. The Board also approved a $0.79 per share quarterly dividend.

Key points

  • Net income of $30.3 million; diluted EPS of $2.06 versus $1.94 in Q4 2024 and $1.97 in Q1 2024
  • Net interest margin of 3.84% versus 3.75% in Q4 2024
  • Non-interest expenses rose 4.8% to $37.6 million from $35.9 million in Q1 2024
  • Quarterly cash dividend of $0.79 per share, payable April 30, 2025, to holders of record as of April 15, 2025

The filing

CompanyCity Holding (CHCO)
Form8-K, current report
Filed with the SECApr 23, 2025, 9:48 AM ET
Accession number0000726854-25-000116

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:54 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on April 23, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.