AI brief of an SEC Form 8-K · City Holding (CHCO)

City Holding reports record Q3 net income of $35.2 million, diluted EPS of $2.41

Positive Impact 3 of 5 earnings Written later

City Holding reported record quarterly net income of $35.2 million and diluted earnings of $2.41 per share for the quarter ended September 30, 2025, up from $29.8 million and $2.02 a year earlier. The company also raised its quarterly cash dividend to $0.87 per share from $0.79, a 10.0% increase, which is payable October 31, 2025 to holders of record as of October 15, 2025.

Key points

  • Net income available to common shareholders was $35.2 million in Q3 2025, versus $33.4 million in Q2 2025 and $29.8 million in Q3 2024.
  • Diluted EPS was $2.41, compared with $2.29 in Q2 2025 and $2.02 in Q3 2024.
  • Net interest margin rose to 4.04% from 3.95% in Q2 2025; gross loans reached $4.41 billion at September 30, 2025.
  • Quarterly dividend increased to $0.87 per share from $0.79, declared September 24, 2025 and payable October 31, 2025.

The filing

CompanyCity Holding (CHCO)
Form8-K, current report
Filed with the SECOct 22, 2025, 10:45 AM ET
Accession number0000726854-25-000173

Items reported: 2.02 Results of Operations

Read the filing on SEC.gov ↗

Written by AI on Nov 8, 2026, 1:55 AM ET, from this filing only. Written later: this filing was briefed after the fact, when past filings were added to the site, so the brief may be read with hindsight; the filing itself is the record of what was known on October 22, 2025.

Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.