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Cincinnati Financial (CINF)

Nasdaq Financials Property & Casualty Insurance S&P 500
$185.48
-2.83 (-1.50%)
Close of Nov 06, 2026 · end-of-day data
Source: Cincinnati Financial's 10-K / 10-Q XBRL data on SEC EDGAR · fetched Nov 03, 2026

Revenue, net income & free cash flow

Income statement

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Revenue$5.45B$5.73B$5.41B$7.92B$7.54B$9.63B$6.56B$10.01B$11.34B$12.63B
Interest expense$53.00M$53.00M$53.00M$53.00M$54.00M$53.00M$53.00M$54.00M$53.00M$53.00M
Pre-tax income$812.00M$730.00M$251.00M$2.47B$1.50B$3.70B-$694.00M$2.28B$2.86B$2.98B
Income tax$221.00M-$315.00M-$36.00M$475.00M$283.00M$730.00M-$207.00M$433.00M$566.00M$587.00M
Net income$591.00M$1.04B$287.00M$2.00B$1.22B$2.97B-$487.00M$1.84B$2.29B$2.39B
EPS (basic)$3.59$6.36$1.76$12.24$7.55$18.43$-3.06$11.74$14.65$15.32
EPS (diluted)$3.55$6.29$1.75$12.10$7.49$18.24$-3.06$11.66$14.53$15.17
Diluted shares166.50M166.00M164.50M165.10M162.40M162.70M158.80M158.10M157.80M157.70M
Net margin10.8%18.2%5.3%25.2%16.1%30.8%-7.4%18.4%20.2%18.9%

Balance sheet

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Cash & equivalents$777.00M$657.00M$784.00M$767.00M$900.00M$1.14B$1.26B$907.00M$983.00M$1.43B
Short-term investments———————$0$298.00M$148.00M
Total assets$20.39B$21.84B$21.93B$25.41B$27.54B$31.39B$29.73B$32.77B$36.50B$41.00B
Long-term debt$787.00M$787.00M$788.00M$788.00M$788.00M$789.00M$789.00M$790.00M$790.00M$790.00M
Total debt$787.00M$787.00M$788.00M$788.00M$788.00M$789.00M$789.00M$790.00M$790.00M$790.00M
Total liabilities$13.33B$13.60B$14.10B$15.54B$16.75B$18.28B$19.17B$20.67B$22.57B$25.09B
Shareholders' equity$7.06B$8.24B$7.83B$9.86B$10.79B$12.76B$10.56B$12.10B$13.94B$15.91B

Cash flow

fiscal years · USD
Fiscal yearFY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025
Operating cash flow$1.11B$1.05B$1.18B$1.21B$1.49B$1.98B$2.05B$2.05B$2.65B$3.11B
Capital expenditures$13.00M$16.00M$20.00M$24.00M$20.00M$15.00M$15.00M$18.00M$22.00M$20.00M
Free cash flow$1.10B$1.04B$1.16B$1.18B$1.47B$1.97B$2.04B$2.03B$2.63B$3.09B
Investing cash flow-$456.00M-$558.00M-$451.00M-$679.00M-$560.00M-$1.06B-$933.00M-$1.61B-$1.70B-$1.69B
Financing cash flow-$426.00M-$614.00M-$603.00M-$546.00M-$798.00M-$685.00M-$994.00M-$801.00M-$877.00M-$973.00M
Dividends paid$306.00M$400.00M$336.00M$355.00M$375.00M$395.00M$423.00M$454.00M$490.00M$525.00M
Share buybacks$39.00M$92.00M$125.00M$67.00M$261.00M$144.00M$410.00M$67.00M$126.00M$205.00M
Stock-based compensation$23.00M$26.00M$28.00M$30.00M$31.00M$33.00M————
Depreciation & amortization$48.00M$55.00M$63.00M$72.00M$81.00M$93.00M$33.00M$30.00M$34.00M$36.00M

Quarterly figures are rebuilt from the year-to-date totals companies report — Q4 is the full year minus the first nine months, since no 10-Q is filed for it. Values are as filed; later restatements replace earlier ones. Fiscal years are labelled by the calendar year in which they end.