Cincinnati Financial (CINF)

Nasdaq Financials Property & Casualty Insurance S&P 500
$185.48
-2.83 (-1.50%)
Close of Nov 06, 2026 · end-of-day data
SMA 50SMA 2005Y/10Y use weekly candles (10/40-week averages)

Performance

price return
1W+2.4%
1M+12.2%
3M+6.7%
6M+14.8%
YTD+13.6%
1Y+15.9%
3Y+82.0%
5Y+52.7%

Key statistics

Full financials →
Market cap$28.5B
P/E (TTM)10.9
EPS (TTM, diluted)$17.05
P/S2.14
P/B1.76
EV / EBITDA—
Revenue (TTM)$13.28B
Revenue growth+9.9%
Net margin20.1%
ROE16.5%
Debt / equity0.05
FCF yield10.8%
Dividend yield1.99%
Payout ratio22%
Beta (1Y)-0.01
Volatility (1Y)20.6%
52-week range$153.40 – $195.72
Avg volume (50D)673.74K

Revenue & net income — last 8 quarters

Statements →

Chart pattern: Double Bottom (weekly)

Forming
CINF Double Bottom chart

Trigger $194.81 (+5.0% away). Details →

Oct 26, 4:07 PM ET

Cincinnati Financial Q3 net income falls 59% to $459 million on lower investment gains

Mixed earnings 2.02

Cincinnati Financial reported third-quarter 2026 net income of $459 million, or $2.96 per share, down from $1.122 billion, or $7.11 per share, a year earlier. Non-GAAP operating income was $443 million, or $2.86 per share, versus $449 million, or $2.85 per share, while the property casualty combined ratio rose to 90.9% from 88.2%.

  • Q3 2026 net income $459 million ($2.96 per share) vs. $1.122 billion ($7.11 per share) in Q3 2025, mainly due to lower investment gains.
  • Q3 2026 non-GAAP operating income $443 million ($2.86 per share) vs. $449 million ($2.85 per share) in Q3 2025.
  • Q3 2026 property casualty combined ratio 90.9% vs. 88.2%, including 7.0 points of higher catastrophe losses.
  • Nine-month non-GAAP operating income rose 38% to $997 million; book value per share was $105.42 at September 30, 2026.
Read the filing on SEC.gov ↗
Sep 28, 10:42 AM ET

Cincinnati Financial extends Oct. 2025 credit facility expiration to October 10, 2031

Neutral financing Written later 1.012.03

Cincinnati Financial and subsidiary CFC Investment Company extended the expiration date of their credit agreement by one year, to October 10, 2031, under a September 25, 2026 amendment. All other terms of the 2025 credit facility are unchanged, so the filing reports no new borrowing or change in amounts.

  • Extension signed September 25, 2026 with Fifth Third Bank, N.A. as administrative agent
  • Expiration date moved to October 10, 2031, a one-year extension of the prior expiration
  • Credit agreement originally dated October 10, 2025; all other terms unchanged
Read the filing on SEC.gov ↗
Jul 27, 4:07 PM ET

Cincinnati Financial Q2 net income rises 83% to $1.255 billion on investment gains

Mixed earnings Written later 2.02

Cincinnati Financial reported second-quarter 2026 net income of $1.255 billion, or $8.05 per diluted share, up from $685 million, or $4.34 per share, a year earlier. The increase was driven mainly by $1.031 billion in after-tax investment gains, while non-GAAP operating income fell 28% to $224 million as catastrophe losses pushed the property casualty combined ratio to 100.8% from 94.9%. For shareholders, the reported profit gain came mostly from investments, while core insurance results weakened.

  • Net income was $1.255 billion ($8.05 per diluted share), versus $685 million ($4.34) in Q2 2025, including $1.031 billion in after-tax investment gains.
  • Non-GAAP operating income fell 28% to $224 million ($1.43 per share) from $311 million ($1.97).
  • Property casualty combined ratio rose to 100.8% from 94.9%, with current accident year catastrophe losses at 14.4% of earned premiums versus 12.4%.
  • Book value per share reached $108.64 at June 30, 2026, up from $102.35 at December 31, 2025.
Read the filing on SEC.gov ↗
Jun 22, 9:15 AM ET

Cincinnati Financial appoints Lisa M. Franchetti as independent director

Neutral leadership Written later 5.027.01

Cincinnati Financial Corporation expanded its board to 15 seats by appointing Lisa M. Franchetti as an independent director, effective immediately, and named her to the audit committee. Franchetti retired from the U.S. Navy in 2025 after serving as its 33rd Chief of Naval Operations from November 2023 to February 2025. The filing describes a board addition and an audit committee appointment, not a change in the CEO or CFO.

  • Board expanded to 15 seats with the appointment of Lisa M. Franchetti, effective immediately
  • Franchetti joins the audit committee
  • Franchetti served as 33rd Chief of Naval Operations from November 2023 to February 2025
  • News release announcing the appointment was issued June 19, 2026; 8-K dated June 22, 2026
Read the filing on SEC.gov ↗

Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.

Recent SEC filings

EDGAR ↗

Trades disclosed by members of Congress

All CINF congressional trades →
TradedMemberTypeAmount
Sep 18, 2026Gilbert Cisneros CA-31Buy$1,001 – $15,000
Mar 18, 2025Sheri Biggs SC-03 · SpouseSell$1,001 – $15,000
Apr 09, 2025Josh Gottheimer NJ-05 · JointSell (partial)$1,001 – $15,000

From House periodic transaction reports (STOCK Act); amounts are the form's ranges.

Insider transactions

All insider trades →
DateInsiderTypeSharesPriceValue
Nov 04Van Den Heuvel Will H
Exec Vice President - Sub
Tax Withholding11.19K$188.11$2.10M
Oct 28Johnston Steven J
Director, Chairman
Tax Withholding49.54K$180.52$8.94M

Prices are end-of-day and split-adjusted. Financial data from Cincinnati Financial's SEC XBRL filings. Not investment advice.