Every material Form 8-K Equifax filed with the SEC in 2025, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Equifax reported third-quarter 2025 revenue of $1.545 billion, up 7% from a year earlier, and raised its full-year 2025 guidance, including adjusted EPS by $0.12 per share to a range of $7.55 to $7.65. Diluted EPS rose 14% to $1.29, and the company returned about $360 million to shareholders in the quarter, including $300 million of share repurchases.
Q3 2025 revenue was $1,544.9 million, up 7%, and $25 million above the midpoint of July guidance.
Diluted EPS was $1.29, up 14%; adjusted EPS was $2.04, up 10%.
Full-year 2025 adjusted EPS guidance raised by $0.12 to $7.55-$7.65; reported revenue guidance midpoint raised by $40 million.
Free cash flow guidance raised to $950 million-$975 million, from $900 million-plus previously.
Equifax reported second-quarter 2025 revenue of $1.537 billion, up 7% on a reported basis and $27 million above the midpoint of its guidance. Net income attributable to Equifax rose 17% to $191.3 million, and diluted EPS was $1.53 versus $1.31 a year earlier. The company raised its full-year reported revenue guidance by $35 million and adjusted EPS guidance by $0.03 per share for foreign exchange, while maintaining its constant-currency outlook.
Q2 2025 revenue $1.537 billion, up 7% reported and 8% in local currency; $27 million above guidance midpoint
Diluted EPS $1.53 vs. $1.31 a year earlier; adjusted EPS $2.00, up 10%
Full-year 2025 reported revenue guidance raised by $35 million; adjusted EPS guidance raised by $0.03 per share, both for foreign exchange
About $190 million returned to shareholders in Q2, including $127 million of share repurchases under a new $3 billion program
Equifax said Todd Horvath, head of its U.S. Information Solutions unit, will leave the company effective June 1, 2025, and that CEO Mark Begor will lead USIS until a successor is found. The filing also discloses a separation package including a $2.9 million lump-sum severance payment and about $3.2 million in cash for unvested new-hire equity, which is a cost to the company.
Todd Horvath departs as EVP and President, U.S. Information Solutions, effective June 1, 2025
CEO Mark Begor will lead USIS while the company searches for a successor
Lump-sum severance of $2.9 million, about two years of annual cash compensation before taxes and withholdings
About $3.2 million in cash for the unvested portion of his new-hire "make whole" equity award; prorated 2025 incentive payable in Q1 2026
Equifax reported first-quarter 2025 revenue of $1.442 billion, up 4%, and said it was $37 million above the midpoint of its February guidance. Net income attributable to Equifax rose 7% to $133.1 million, and diluted EPS rose 6% to $1.06. The board authorized a $3 billion share repurchase program and a 28% dividend increase to $0.50 per share, while maintaining full-year 2025 guidance.
Q1 2025 revenue $1.442 billion, up 4% reported and 5% local currency; U.S. Mortgage revenue up 7%
Net income attributable to Equifax $133.1 million, up 7%; diluted EPS $1.06, up 6%; adjusted EPS $1.53, up 2%
Board authorized up to $3 billion in share repurchases with no stated expiration date, announced April 21, 2025
Quarterly dividend raised 28% to $0.50 per share, payable June 13, 2025; full-year 2025 guidance maintained
Equifax reported fourth-quarter 2024 revenue of $1.419 billion, up 7% on a reported basis, and diluted EPS of $1.39 versus $1.06 a year earlier. The company also issued 2025 guidance with a revenue midpoint of $5.950 billion and Adjusted EPS midpoint of $7.45, which assumes about a 12% decline in U.S. mortgage hard credit inquiries.
Q4 2024 net income attributable to Equifax was $174.0 million, up 31% from $132.4 million
Q4 2024 adjusted diluted EPS was $2.12, up 17%; full-year 2024 adjusted EPS was $7.29, up 9%
2025 guidance: revenue of $5.890 billion to $6.010 billion and Adjusted EPS of $7.25 to $7.65 per share
Company plans to grow its dividend and return cash through share repurchases in 2025
Briefs are written by AI from the filing text and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the AI's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Equifax filing is on SEC EDGAR ↗. 8-K briefs of other companies →