Oct 20, 6:31 AM ET
Equifax reported third-quarter 2026 revenue of $1.69 billion, up 10%, with net income attributable to Equifax up 32% to $211.7 million. The company lowered its full-year 2026 reported revenue guidance at the midpoint to $6.661 billion, citing a weaker U.S. mortgage market, while its Adjusted EPS guidance of $8.50 per share at the midpoint was cut by only $0.04.
- Q3 2026 revenue was $1,692.5 million, up 10% reported and 9% in local currency versus Q3 2025.
- Diluted EPS was $1.79 versus $1.29 a year earlier; Adjusted EPS was $2.26, up 11%.
- Full-year 2026 reported revenue guidance midpoint was reduced to $6.661 billion because of a much weaker U.S. mortgage market.
- Returned $158 million to shareholders in the quarter, including repurchases of 0.5 million shares for $92 million and $66 million in dividends.
Read the filing on SEC.gov ↗
Jul 21, 6:32 AM ET
Equifax reported second-quarter 2026 revenue of $1.700 billion, up 11%, and diluted EPS of $1.54, up 1%. Net income attributable to Equifax fell 4% to $183.9 million, and the company's adjusted EPS of $2.25 rose 13%, excluding a $40.0 million legal settlement accrual. The company also agreed to acquire Círculo de Crédito for a $750 million enterprise value, with closing expected in the fourth quarter of 2026.
- Revenue $1.700 billion, up 11% (10% in local currency); USIS revenue rose 17% and Workforce Solutions rose 7%.
- Net income attributable to Equifax $183.9 million, down from $191.3 million; adjusted EPS $2.25, up 13% from $2.00.
- Full-year 2026 adjusted EPS guidance of $8.39 to $8.69 and reported revenue of $6.710 billion to $6.780 billion; Q3 adjusted EPS guidance of $2.15 to $2.25.
- Returned $366 million to shareholders in the quarter, including $300 million of share repurchases; $750 million Círculo de Crédito deal expected to close in Q4 2026.
Read the filing on SEC.gov ↗
Apr 24, 5:05 PM ET
Equifax entered into a Fourth Amendment to its credit agreement on April 23, 2026, increasing its unsecured revolving credit facility from $1.5 billion to $2 billion. The amendment also extends the termination date for $1.9 billion of commitments to August 25, 2029, giving the company more borrowing capacity and a longer maturity profile for most of that facility.
- Revolving credit commitments increased from $1.5 billion to $2 billion
- Swingline loan availability increased from $150 million to $200 million
- $1.9 billion of commitments extended from August 25, 2028 to August 25, 2029; remaining $100 million still due August 25, 2028
- The 10 basis point credit spread adjustment on Term SOFR borrowings was removed
Read the filing on SEC.gov ↗
Apr 21, 6:32 AM ET
Equifax reported first-quarter 2026 revenue of $1.649 billion, up 14%, and diluted EPS of $1.42, up 34%. The company kept its full-year local currency revenue growth guidance, citing uncertainty from higher interest rates and U.S. mortgage activity, while raising reported revenue and adjusted EPS guidance for foreign exchange.
- Revenue of $1.649 billion, up 14%, and $37 million above the midpoint of the February guidance framework
- Net income attributable to Equifax of $171.5 million, up 29%; diluted EPS of $1.42, up 34%
- Adjusted EPS of $1.86, up 22%; adjusted EBITDA margin of 29.0% versus 29.3% a year earlier
- Full-year guidance maintained for local currency growth; reported revenue raised by $25 million and adjusted EPS by $0.04 for foreign exchange
Read the filing on SEC.gov ↗
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