Every material Form 8-K Equifax filed with the SEC in 2026, read and summarized by AI: what happened, the key figures, whether it reads positive or negative for shareholders, and how big a deal it is (impact 1-5). Newest first; each brief links to its own page and to the filing on SEC.gov.
Equifax reported third-quarter 2026 revenue of $1.69 billion, up 10%, with net income attributable to Equifax up 32% to $211.7 million. The company lowered its full-year 2026 reported revenue guidance at the midpoint to $6.661 billion, citing a weaker U.S. mortgage market, while its Adjusted EPS guidance of $8.50 per share at the midpoint was cut by only $0.04.
Q3 2026 revenue was $1,692.5 million, up 10% reported and 9% in local currency versus Q3 2025.
Diluted EPS was $1.79 versus $1.29 a year earlier; Adjusted EPS was $2.26, up 11%.
Full-year 2026 reported revenue guidance midpoint was reduced to $6.661 billion because of a much weaker U.S. mortgage market.
Returned $158 million to shareholders in the quarter, including repurchases of 0.5 million shares for $92 million and $66 million in dividends.
Equifax reported second-quarter 2026 revenue of $1.700 billion, up 11%, and diluted EPS of $1.54, up 1%. Net income attributable to Equifax fell 4% to $183.9 million, and the company's adjusted EPS of $2.25 rose 13%, excluding a $40.0 million legal settlement accrual. The company also agreed to acquire Círculo de Crédito for a $750 million enterprise value, with closing expected in the fourth quarter of 2026.
Revenue $1.700 billion, up 11% (10% in local currency); USIS revenue rose 17% and Workforce Solutions rose 7%.
Net income attributable to Equifax $183.9 million, down from $191.3 million; adjusted EPS $2.25, up 13% from $2.00.
Full-year 2026 adjusted EPS guidance of $8.39 to $8.69 and reported revenue of $6.710 billion to $6.780 billion; Q3 adjusted EPS guidance of $2.15 to $2.25.
Returned $366 million to shareholders in the quarter, including $300 million of share repurchases; $750 million Círculo de Crédito deal expected to close in Q4 2026.
Equifax entered into a Fourth Amendment to its credit agreement on April 23, 2026, increasing its unsecured revolving credit facility from $1.5 billion to $2 billion. The amendment also extends the termination date for $1.9 billion of commitments to August 25, 2029, giving the company more borrowing capacity and a longer maturity profile for most of that facility.
Revolving credit commitments increased from $1.5 billion to $2 billion
Swingline loan availability increased from $150 million to $200 million
$1.9 billion of commitments extended from August 25, 2028 to August 25, 2029; remaining $100 million still due August 25, 2028
The 10 basis point credit spread adjustment on Term SOFR borrowings was removed
Equifax reported first-quarter 2026 revenue of $1.649 billion, up 14%, and diluted EPS of $1.42, up 34%. The company kept its full-year local currency revenue growth guidance, citing uncertainty from higher interest rates and U.S. mortgage activity, while raising reported revenue and adjusted EPS guidance for foreign exchange.
Revenue of $1.649 billion, up 14%, and $37 million above the midpoint of the February guidance framework
Net income attributable to Equifax of $171.5 million, up 29%; diluted EPS of $1.42, up 34%
Adjusted EPS of $1.86, up 22%; adjusted EBITDA margin of 29.0% versus 29.3% a year earlier
Full-year guidance maintained for local currency growth; reported revenue raised by $25 million and adjusted EPS by $0.04 for foreign exchange
Equifax reported fourth quarter 2025 revenue of $1.55 billion, up 9%, and diluted EPS of $1.44 versus $1.39 a year earlier. It also issued full-year 2026 guidance with revenue of about $6.72 billion (midpoint, up about 10.5%) and Adjusted EPS of $8.50 per share, and said it returned $561 million to shareholders in the quarter. Adjusted EPS for the quarter fell 1%, so shareholders get mixed signals from the period even as headline revenue and GAAP earnings grew.
Q4 2025 revenue $1.551 billion, up 9%, and $30 million above the midpoint of October guidance
Q4 diluted EPS $1.44 vs. $1.39; Q4 adjusted EPS $2.09, down 1% from $2.12
FY 2026 guidance midpoints: revenue $6.72 billion and Adjusted EPS $8.50 per share (up 11%)
Repurchased 2.3 million shares for $500 million in Q4 under a $3 billion repurchase program
Briefs are written by AI from the filing text (each brief's own page names the model) and can contain mistakes — open the filing before acting on anything. Impact (1-5) and tone are the model's reading of the filing for shareholders, not a price forecast. Not investment advice.
Only material 8-Ks get a brief: results, deals, executive changes, restructuring, impairments, delisting notices, restatements, cybersecurity incidents and other disclosed events. Routine filings (vote results, exhibits only) are skipped. Every Equifax filing is on SEC EDGAR ↗. 8-K briefs of other companies →